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The revenge of the stripey socks - a DFW adventure

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Comments

  • EssexHebridean
    EssexHebridean Posts: 24,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    OH MY GOD FAY!!! LOOK AT HAIRY NOW!!!
    WELL DONE YOU!!

    :j:T:j:T:beer::j:T:j:T
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    He he he hello eh
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Cheery_Daff
    Cheery_Daff Posts: 17,555 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well Fay it sounds like your Orkney supervisors NEED you to go behind their backs to make them pull their socks up! I think have a word with the Aberdeen man - you owe them no loyalty - they are there to help you get your PhD. If your documents need to be in a certain format then ask them to set out exactly what they want upfront, and work to that, but it's not acceptable for them to be moaning afterwards - that's not important. They need to be working FOR YOU!

    Good luck, your study sounds fab, and well done on that loan!
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    Sounds like a good list so far then Fay.I like Tiffany lamps too.
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    I know this is stupid - any idea how tempting it is to pay off the last of my loan on my cc

    I wont - but its sooooooooooooooooooo tempting

    Hi Bob - am in my very lovely girlie wonderful candle lit study. I love tiffany lamps - dunno why :) hows BOB tonight
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • EssexHebridean
    EssexHebridean Posts: 24,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fay! Step AWAY from the card.......come out with your hands up, and without the card in one of them!!!

    Of course it's tempting, but you know full well that it's a lousy idea - quite apart from the fact that you wouldn't then actually be clearing the debt - you'd be moving it. Nah - far better to finish the job as well as you've started it!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    fayjmck wrote: »
    I know this is stupid - any idea how tempting it is to pay off the last of my loan on my cc

    I wont - but its sooooooooooooooooooo tempting

    Hi Bob - am in my very lovely girlie wonderful candle lit study. I love tiffany lamps - dunno why :) hows BOB tonight

    I know what you mean about getting rid on CC, if interest rate is lower, then go for it.
    I am chilling tonight after a tense afternoon going through all paperwork and realising where money has been spent( Mr.B) and him actually apologising:o:eek: So i am being very 'kung fu panda' like tonight..am on my second Bacardi and coke so it may have summat to do with it.:rotfl:
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    boredofbeingathome wrote: »
    I know what you mean about getting rid on CC, if interest rate is lower, then go for it.
    I am chilling tonight after a tense afternoon going through all paperwork and realising where money has been spent( Mr.B) and him actually apologising:o:eek: So i am being very 'kung fu panda' like tonight..am on my second Bacardi and coke so it may have summat to do with it.:rotfl:

    Ohh when drinking spirits if its not Malt whisky its Barcardi and Coke for me - or a lovely G&T

    Well done on MR B - enjoy the lovely chill out

    PS this is where I admit I don't know the interest rate of my CC - um
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    fayjmck wrote: »
    Ohh when drinking spirits if its not Malt whisky its Barcardi and Coke for me - or a lovely G&T

    Well done on MR B - enjoy the lovely chill out

    PS this is where I admit I don't know the interest rate of my CC - um

    In which case back away from cc..as EH says and slappy your hands if you go anywhere near.:D

    I am enjoying chill out as very rarely have a drink and thought i needed one tonight as Euro***** was on, but, have surprised myself by how good it actually is.
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    EssexHebridean wrote: »
    Fay! Step AWAY from the card.......come out with your hands up, and without the card in one of them!!!

    Of course it's tempting, but you know full well that it's a lousy idea - quite apart from the fact that you wouldn't then actually be clearing the debt - you'd be moving it. Nah - far better to finish the job as well as you've started it!

    I know - sorry - i know - i promise I will be a good puppy :)

    Boogying ?sp to abba and having loving lovely candles in my study - just putting up lovely pictures and cards (some of them old birthday cards do I care um NO!)

    Is singing on your own on a saturday night very sad?

    And I found a 20quid voucher from my birthday last year - hurray

    EH/BOB etc - :T thanks for helping me decide on having my own room to work in
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
This discussion has been closed.
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