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closing natwest account

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  • willo65 wrote: »
    Did you provide sort code and account number of said account?
    If you mean the savings account, yes. Double checked my letter against the final statement and the info I originally supplied was correct.
    However, they "found" the account after I advised about the statement and 'phoned yesterday to tell me a cheque was in the post - it arrived this morning. Now for that outstanding 1p :p (not really, they can definately have that)
  • jayremoh
    jayremoh Posts: 187 Forumite
    im in the process of moving to 1st direct and i was just going to leave my natwest accounts at zero.

    should i really be closing them?
  • BASFORDLAD
    BASFORDLAD Posts: 2,418 Forumite
    na leave it open just in case u ever need to jump ship asap
    For everthing else there's mastercard.
    For clampers there's Barclaycard.
  • jayremoh
    jayremoh Posts: 187 Forumite
    thats what i was thinking.

    nice big overdraft on there too, incase of emergency
  • AndrewRH
    AndrewRH Posts: 50 Forumite
    jayremoh wrote: »
    ...should i really be closing them?

    I have left my open for years after moving to Smile.co.uk. Its sat at zero balance all that time. However, I'm concerned that having too many accounts open (with credit facilities) may affect my credit score in the future (don't want to miss a chance to get a 0% card!). So, I am now considering to close all my unused accounts (bank and credit cards).

    Any one know if / how much this would affect credit scoring for credit cards, future mortgages, etc?

    ~Andrew~
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