PPI Reclaiming Discussion part 4

di3004

amersall wrote: »

put it loads better than me lol but thats what i meant!! you are quicker than jack flash xxxx(which isnt a bad thing)

lol was just reading yours amersall and I thought yours were better :T:T:T, Jack Flash lmao :rotfl::rotfl:, your not doing too bad yourself hun....:j:T:DXXX

amersall

di3004 wrote: »

lol was just reading yours amersall and I thought yours were better :T:T:T, Jack Flash lmao :rotfl::rotfl:, your not doing too bad yourself hun....:j:T:DXXX

you are so modest it doesnt become you:D :A

Jman316

di3004 wrote: »

Hi there

I think this may vary to be honest, as some banks are more lenient than others.
If I wasn't happy with the offer, and if there was one big difference in the money I would write back to tell them I'm not happy and as I still believe I was mis sold for the reasons I given etc, if they did not refund all what is owed or at least a more of a reasonable amount, I would defo go to the FOS.;)

Ok. Well i have done this and just waiting for a reply from the bank to see what they say!

Btw has anyone found an easier to use interest calculator yet? I have a lot of entries to enter and the one on this website is really hard to use considering i have so many to enter!

di3004

amersall wrote: »

you are so modest it doesnt become you:D :A

Aww bless you hunni.......:D:A;)X

amersall

Jman316 wrote: »

Ok. Well i have done this and just waiting for a reply from the bank to see what they say!

Btw has anyone found an easier to use interest calculator yet? I have a lot of entries to enter and the one on this website is really hard to use considering i have so many to enter!

if you mean bank charges calc for 8% interest it is easy, all you have to change is date and year, that is if the payments are the same each month, it did not take me long to work out the fast way to do this. or if you dont mind put the years and amount each month and i will work it out for you, or give it a go yourself , if i can do it anyone can!!!!

Jman316

amersall wrote: »

if you mean bank charges calc for 8% interest it is easy, all you have to change is date and year, that is if the payments are the same each month, it did not take me long to work out the fast way to do this. or if you dont mind put the years and amount each month and i will work it out for you, or give it a go yourself , if i can do it anyone can!!!!

I have tried but i dont think i am doing it properly.

May i send the figures to you ?

amersall

Jman316 wrote: »

I have tried but i dont think i am doing it properly.

May i send the figures to you ?

yes no problem, i just need the ppi monthly amount (not the loan amount) when you made the first payment, and year , i presume it is to the present day?

Jman316

amersall wrote: »

yes no problem, i just need the ppi monthly amount (not the loan amount) when you made the first payment, and year , i presume it is to the present day?

right so here goes i hope this makes sense!
ppi 1 total £988.20 ....montly payments of :£16.47
start date : 26 june 2001
60 monthly payments to be made: i made 29 monthly payments before this ppi was consolidated into a new loan.

ppi2 total £1644.60..... monthly payments : £27.41
start date : 26 june 2001
60 montly payments to be made: i made 29 monthly payments before loan was consolidated into new loan.

pp3:total £1394.40 monthly payments : £29.05

start date 04 dec 2003

HTH

tomd3376

Hi, I'm new here so forgive me if I'm in wrong place.
I sent letter one to Black Horse to reclaim PPI on 2 loans. As expected they refused and stated my fault for not reading small print on one of them but said that because I had taken out finance through car salesroom I have to go through them to reclaim.Problem is they closed about 2 years ago so do I still send letter 2 to Black Horse or just forget it?
Many thanks
Tom

amersall

Jman316 wrote: »

right so here goes i hope this makes sense!
ppi 1 total £988.20 ....montly payments of :£16.47
start date : 26 june 2001
60 monthly payments to be made: i made 29 monthly payments before this ppi was consolidated into a new loan.

ppi2 total £1644.60..... monthly payments : £27.41
start date : 26 june 2001
60 montly payments to be made: i made 29 monthly payments before loan was consolidated into new loan.

pp3:total £1394.40 monthly payments : £29.05

start date 04 dec 2003

HTH

were the ppi1 and ppi2 taken out in june 2001? so you paid both of these together with two seperate amounts of ppi, sorry but i dont understand why you have a reloan ppi2 but still paid ppi1 as well could you clarify please