PPI Reclaiming Discussion part 4

showergirl

Who removes these theads?

Edinburghlass_2

redpete wrote: »

Don't you just hate it when a thread disappears and you don't know why?

Thread should never have been posted in the first place, abuse remove threads when they are reported which I did, several times.

marshallka

Edinburghlass wrote: »

Thread should never have been posted in the first place, abuse remove threads when they are reported which I did, several times.

I am actually glad you removed it. I asked too.

Edinburghlass_2

I didn't remove it, I reported it.

marshallka

Edinburghlass wrote: »

I didn't remove it, I reported it.

Sorry i posted it then.

marshallka

sue149 wrote: »

can anyone tell me is norton and firstplus the same company

Hi sue, Norton will be your broker and firstplus your lender I think.

mlucyminx

bigjohnuk wrote: »

Hi Guys,

Barclaycard update: I posted my complain re PPI 8 weeks ago. Ihave two confirmation letters from them with the last one confirming that they hope to resolve my complaint by the 6th April. 7th April got a lettering saying that they are unable to resolve the complaint and recormend that I complain to the FOS. Disappointing, but I will get my app off in the next few days.

Hi there. Barclays did this to me too.

They make me laugh. I went to FOS and guess what? Barclays paid up.

They dont seem to have a uniform system there.

I complained about loan ppi and they refused to pay, went to ombudsman and got money back.

I complained about ppi on my overdraft and they refunded.

I complained about ppi on credit card and they refused, still with ombudsman.

Good luck with this but I'm sure you will win in the end although it may take a while.

maxdp

Hi Bigjohn
I to have had a claim for Barclaycard PPI upheld by FOS.
Good luck to you

amersall

scarletto wrote: »

Hi Turbo

I'm back to pester you again, i was hoping you could help me. I was trying to reclaim PPI back on a loan from NRock and just got letter back from Financial Ombudsman saying that NRock are offering me a settlement but I'm not too sure whether the amounts are correct and I should accept.
My Loan was for £5,500, i took the loan out in Nov 06 and 1st payment was 1st Jan 07.
Monthly Payment of £186.78
APR 7.6%
36 payments
It says on agreement:
Loanprotect Loan amount - £514.20
Cash Loan - £5,500
Total Loans - £6,014.20
Total amount payable Loan Protect - £574.92
Cash Loan - £6149.16
Total - £6742.08
Monthly Payment Loan Protect - £15.97
Cash Loan - £170.81
Total - £186.78
Total charge for credit Loanprotect (which is made up of interest) - £60.72
Total charge for credit Cash (which is made up of interest) - £ 649.16

I was offered 're-arrange loan by writing off all amounts that remain outstanding in respect of the borrowing for PPI inc any interest & charges. New monthly payment of £170.81 for next 9 months' (mmm i work it out to be 8 mths?)
'Refund amount amount in respect of additional borrowing for PPI inc interest charged - £431.19'
'Payment of interest on each of the additional payments made for PPI at rate of 8% per year simple from the date each payment was made - £38.64'

Does this sound ok to you? I think i need to check the 8 mths left instead of 9.

Thanks for your help again:)

hi there ,i am no expert on this but you are right you only have 8 months left, ask them why they have put an additional month on, allso i think the workings out are right. just my opinion, turbo is not here at the moment, but there may be others who can help you

amersall

redpete wrote: »

Don't you just hate it when a thread disappears and you don't know why?

have i missed something ?