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PPI Reclaiming Discussion part 4

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Comments

  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    to the biker, when you accept whatever offer, your loans if still running should have the ppi amount taken off and your loan put back to the position it was in without ppi, therefore reducing your monthly payments, make sure they keep it at the same apr and term. x
  • di3004
    di3004 Posts: 42,579 Forumite
    Good one amersall..........you too are a maths expert........:D:T:T:T:beer:X
    The one and only "Dizzy Di" :D
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    di3004 wrote: »
    Oops sorry amersall, missed you post........:eek::D, your the first JackFlash now me thinks..........:rotfl::rotfl::rotfl::T;)X
    :rotfl::rotfl:Hi di, when i was answering, i took that long :eek: i thought you would beat me to it :cool: its not often i get in before you:A
  • di3004
    di3004 Posts: 42,579 Forumite
    :rotfl:
    amersall wrote: »
    :rotfl::rotfl:Hi di, when i was answering, i took that long :eek: i thought you would beat me to it :cool: its not often i get in before you:A

    LOL, well you certainly have this time lmao :rotfl::rotfl::rotfl::rotfl::AXX
    The one and only "Dizzy Di" :D
  • Thebiker
    Thebiker Posts: 29 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Your rite Di, I just looked on the loan agreement TOS and it says authorised and regulated by the FSA :)
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    di3004 wrote: »
    Good one amersall..........you too are a maths expert........:D:T:T:T:beer:X
    Yes di ..........1+1 =2:rotfl::rotfl:carole vorderman :p eat your heart out:rotfl:
  • di3004
    di3004 Posts: 42,579 Forumite
    Thebiker wrote: »
    Your rite Di, I just looked on the loan agreement TOS and it says authorised and regulated by the FSA :)

    Fantastic :T:T:T:j:j

    Also just to say - in the final decision they should always enclose details of the FOS with a leaflet.;)
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    amersall wrote: »
    Yes di ..........1+1 =2:rotfl::rotfl:carole vorderman :p eat your heart out:rotfl:

    Is it really?:eek: I did not even know that :o:rotfl::rotfl::rotfl:, see told you your an expert.:rotfl::rotfl::rotfl::D:p
    The one and only "Dizzy Di" :D
  • Thebiker
    Thebiker Posts: 29 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    amersall none of the loans are still running, they were all paid off by the new loan that was taken out after it, except the last one which I defaulted on. Do you think I could accept the offer for the 2 they have offered, the go to the FOS about the other 3 loans, or would accepting it mean I have agreed to it for all of them and that is that? Also where have they got the amounts for what they have offered?

    Cheers
  • Thebiker
    Thebiker Posts: 29 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    di3004 wrote: »
    Fantastic :T:T:T:j:j

    Also just to say - in the final decision they should always enclose details of the FOS with a leaflet.;)

    They did indeed include a FOS leaflet, I have not had chance to read it yet, but I am going to do it in a bit:T
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