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My story - determined
Comments
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Just realised, that's my first £10k off the mortgage (started £144,499) :T:T:T:T:TMortgage started May 08 @ £144,499 for 35 yrs:eek: Must get mortgage sub £100k by xmas 2011
Current balance/total OPs/total interest saved/months saved
£111,000.00/£27,336.40/£96,025.57/1560 -
Well done :T.
V impressed with your organisation. Would like to do a spreadsheet for fuel but meters are at front of house so neighbours would see me taking readings regularly
. Unless I do it at night :think:. Now, what would be more embarrassing - being seen in broad daylight every month taking meter readings or being caught occasionally taking readings by torchlight 
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
determined1 wrote: »Just realised, that's my first £10k off the mortgage (started £144,499) :T:T:T:T:T
Well Done to you !!!!RosieTiger - Highest £242,000 Feb 2004 :mad:
Lightbulb Dec 2008 £146,000 by March 2026:eek:
MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
Current Position-Fully off set by savings since March 20130 -
hi determined1
We also have a mortgage with Halifax (July 08), we over paid £17500 in December 08. Does this mean we have to wait till Dec 09 before making any other op?July 2008 .......£175.000 :eek:
December 2010, .£126500, March 11 £113.000, March 2013 .£103.000, October 2018 .........£61.000, Feb 2019 59800.0 -
determined1 wrote: »Just realised, that's my first £10k off the mortgage (started £144,499) :T:T:T:T:T
well done on passing that milestone :T:T:T 0 -
Wow, I am dead impressed determined!Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Well done :T.
V impressed with your organisation. Would like to do a spreadsheet for fuel but meters are at front of house so neighbours would see me taking readings regularly. Unless I do it at night :think:. Now, what would be more embarrassing - being seen in broad daylight every month taking meter readings or being caught occasionally taking readings by torchlight
thanks GG
Mine are under the stairs so guess I'm quite lucky. I think the daylight option would be best :rotfl:Mortgage started May 08 @ £144,499 for 35 yrs:eek: Must get mortgage sub £100k by xmas 2011
Current balance/total OPs/total interest saved/months saved
£111,000.00/£27,336.40/£96,025.57/1560 -
RosieTiger wrote: »Well Done to you !!!!
Thanks, I'm well impressed looking at your signiture :TMortgage started May 08 @ £144,499 for 35 yrs:eek: Must get mortgage sub £100k by xmas 2011
Current balance/total OPs/total interest saved/months saved
£111,000.00/£27,336.40/£96,025.57/1560 -
Catanddogs wrote: »hi determined1
We also have a mortgage with Halifax (July 08), we over paid £17500 in December 08. Does this mean we have to wait till Dec 09 before making any other op?
Hi Catanddogs
I can't say without knowing the details of your mortgage. E.g. Amount, if your on fixed etc. Have a look at post #13 in this thread for my understanding of the fixed rules. As always, do your own research.
The best and prob easiest option would be to give them a call
HTHMortgage started May 08 @ £144,499 for 35 yrs:eek: Must get mortgage sub £100k by xmas 2011
Current balance/total OPs/total interest saved/months saved
£111,000.00/£27,336.40/£96,025.57/1560 -
Absolutely fantastic progress mate. Massive congrats! :beer:
Know how you feel with paying for decorating. I am in the same boat at the mo, but as others always say, you can't put your life on hold just so you can overpay a bit more.
Just seeing that £40k in interest saved must feel awesome. :T0
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