My story - determined

determined1_2

Just realised, that's my first £10k off the mortgage (started £144,499) :T:T:T:T:T

gallygirl

Well done :T.

V impressed with your organisation. Would like to do a spreadsheet for fuel but meters are at front of house so neighbours would see me taking readings regularly . Unless I do it at night :think:. Now, what would be more embarrassing - being seen in broad daylight every month taking meter readings or being caught occasionally taking readings by torchlight

RosieTiger

determined1 wrote: »

Just realised, that's my first £10k off the mortgage (started £144,499) :T:T:T:T:T

Well Done to you !!!!

Catanddogs

hi determined1

We also have a mortgage with Halifax (July 08), we over paid £17500 in December 08. Does this mean we have to wait till Dec 09 before making any other op?

setmefree2

determined1 wrote: »

Just realised, that's my first £10k off the mortgage (started £144,499) :T:T:T:T:T

well done on passing that milestone :T:T:T

SmlSave

Wow, I am dead impressed determined!

determined1_2

gallygirl wrote: »

Well done :T.

V impressed with your organisation. Would like to do a spreadsheet for fuel but meters are at front of house so neighbours would see me taking readings regularly . Unless I do it at night :think:. Now, what would be more embarrassing - being seen in broad daylight every month taking meter readings or being caught occasionally taking readings by torchlight

thanks GG

Mine are under the stairs so guess I'm quite lucky. I think the daylight option would be best :rotfl:

determined1_2

RosieTiger wrote: »

Well Done to you !!!!

Thanks, I'm well impressed looking at your signiture :T

determined1_2

Catanddogs wrote: »

hi determined1

We also have a mortgage with Halifax (July 08), we over paid £17500 in December 08. Does this mean we have to wait till Dec 09 before making any other op?

Hi Catanddogs

I can't say without knowing the details of your mortgage. E.g. Amount, if your on fixed etc. Have a look at post #13 in this thread for my understanding of the fixed rules. As always, do your own research.

The best and prob easiest option would be to give them a call

HTH

Lister_2

Absolutely fantastic progress mate. Massive congrats! :beer:

Know how you feel with paying for decorating. I am in the same boat at the mo, but as others always say, you can't put your life on hold just so you can overpay a bit more.

Just seeing that £40k in interest saved must feel awesome. :T