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Sub Prime Credit Thread Part II
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Zopa are like a sub-prime lender. They will NOT accept you if you have an unsatisfied default or any recent or missed paymentsvictor-meldrew wrote: »do zopa consider c r a info more carefully instead straight declines on credit score.???Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
yeah same here,just to many searches.is that something they would consider instead of straight declineInnocent_Guy wrote: »I have NO bad data on my CF. Just poor credit scoringlittlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
Official SOS Club number 009 - Dry until 18.11.20090 -
They would accept you if you have no poor datavictor-meldrew wrote: »yeah same here,just to many searches.is that something they would consider instead of straight declineBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Zopa are like a sub-prime lender. They will NOT accept you if you have an unsatisfied default or any recent or missed payments
i think its unlikeley i wont get my halifax loan,next month,if not though i may try zopa.
just want to clear some of the o/h debt up,wich will make her perfectley credit worthy again.she has a bit too much debt to available credit.littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
Official SOS Club number 009 - Dry until 18.11.20090 -
Ohh ok, your halifax loan seems promising thovictor-meldrew wrote: »i think its unlikeley i wont get my halifax loan,next month,if not though i may try zopa.
just want to clear some of the o/h debt up,wich will make her perfectley credit worthy again.she has a bit too much debt to available credit.Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »They would accept you if you have no poor data
perfectley clean but only 2 years of account history,2.5 on my nationwide.all green zeroslittlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
Official SOS Club number 009 - Dry until 18.11.20090 -
Oh ok.........victor-meldrew wrote: »perfectley clean but only 2 years of account history,2.5 on my nationwide.all green zerosBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
yeh just need a month without decline.i will also be on e/roll then so even better.Innocent_Guy wrote: »Ohh ok, your halifax loan seems promising tholittlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
Official SOS Club number 009 - Dry until 18.11.20090 -
When the sabitical starts there will be no searchesvictor-meldrew wrote: »yeh just need a month without decline.i will also be on e/roll then so even better.
Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
im off.get ready for the fringe tonight.great program.back laterlittlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
Official SOS Club number 009 - Dry until 18.11.20090
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