Sub Prime Credit Thread Part II

Brian1966

Brian64 wrote: »

Yeah don't think their systems running properly yet.I like ge money give me 3000 limit searched experian when i applied never checked eq so don't know if they search both

As far as I'm aware they search Experian but not 100% certain.
Will give Natwest a try first I think... If I was an underwiter I would lend ME money :rotfl:

Brian1966

never-in-doubt wrote: »

I dont love you big boy, i'm in love with you mwah mwah mwah...... :eek:

two timing bas*ard.. will see you on Jeremy Kyle show on Monday morning, want a lie detector and a DNA test to see if your the father of my baby If you are I will screw you for maintenance :rotfl: Don't worry tightar*e I take any GOLD card :rotfl::rotfl:

never-in-doubt

Brian1966 wrote: »

two timing bas*ard.. will see you on Jeremy Kyle show on Monday morning, want a lie detector and a DNA test to see if your the father of my baby If you are I will screw you for maintenance :rotfl: Don't worry tightar*e I take any GOLD card :rotfl::rotfl:

LOL - hows it going mate? I had over 2000 posts last night, get up and down to 1998 again - !!!!!!? Must have had some posts removed.....

never-in-doubt

Brian1966 wrote: »

As far as I'm aware they search Experian but not 100% certain.
Will give Natwest a try first I think... If I was an underwiter I would lend ME money :rotfl:

LOL, Natwest are easy but they do additional manual checks mate - dont waste the search if anything bad on your file..... :j

never-in-doubt

Brian - see this mate: #6

never-in-doubt

victor-meldrew wrote: »

hi just reading the row that nearly started.
if you dont mind i would like to give my opinion.
ive lurked on the old thread and this one for a very long time.im not the most sociable person and my communication skills are far from good.
i have found the thread very helpfull at all times.
however as the thread has increased in popularity, it has,in my opinion,seemed to have less content of a factuall/helpfull basis, from the point of view of someone that doesnt follow it.
obviousley the help and advice is still on the thread.however i think to someone looking for advice and visiting for the first it may appear to be less accessible.remember it doesnt happen on here,but people regualy get there heads bitten off on this forum.
extremely entertaining lurking though.
perhaps you should start a new thread for sub prime with mr p and nid working together to give what has always been great advice.
like i said though my communication skills are crap so perhaps thats the basis for my opinion.

Mate, don't get the wrong idea - I do respecr Mr P and have nothing against him - I get cheeky, he tells me off, I calm down - then back to the boards..... its the way we work!

Seriously though, we can never be mates all the times and we will disagree - for instance Mr P has totally different beliefs to me in that I fight for the consumer and want you guys not to pay the banks whereas he believes that you should pay your debt off.

See my point? There will always, inevitably, be the odd disagreement please don't get drawn into it, just ignore it cos it sorts itself out before it even begins in most cases. Mr P & I are both strong willed characters and have different opinions.....

For the record, this is a good thread but all the banter that comes with it is a laugh, newbies usually go to page one for immediate help or they can post and we'll help them, it isn't off putting as most the time its a laugh and that is the way Mr P want's it to remain.

Please don't pick-up the wrong signals, it is impossible for everyone to get on and to be fair, I have kinda taken over Mr P's thread (along with others)!

Hope this clears matters up for you, well my perspective anyway....

savagej

Are you saing NID that you are thief? Are you not morally if not legally obliged to pay back money you borrow or do you operate on a different moral code from the rest of us?

Innocent_Guy

Good morning all

Innocent_Guy

never-in-doubt wrote: »

want a laugh?

My debenhams application - LOL

If debenhams declined you I have no chance. I know your file is worse than mine you tend to get provisonal acceptances than me

Innocent_Guy

cheesywaffle wrote: »

hello

i've got really bad credit. I was thinking about a pre-paid card but just saw this thread and was interested to see if people reckon i might be able to get a proper card?

ive got 3 defaults, 2 from catalogeus and 1 from a mobile phone. Do these subprime cards take people with defaults? i'm 22 by the way.

thanks

If you search for getting back on the credit ladder you will find a good thread.I will PM you the link