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Sub Prime Credit Thread Part II
Comments
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You are probably right, no one around.. Night Brian..... Night Brian... we are all alone.... night night.. definitely going slightly mad now :rotfl:its very quiet Brian,think we must've confused everyone tonightNatwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
Next..Limit £?? bal £0 Asda..limit £1250 bal £440,0 -
I'm not usually up this late just felt like having a few drinks for some reason.Do you just have the vanquis cc its apr is high i betYou are probably right, no one around.. Night Brian..... Night Brian... we are all alone.... night night.. definitely going slightly mad now :rotfl:0 -
never-in-doubt wrote: »Mate I got this in Jan originally, well before my search fest! I had less than 5 searches in Jan and had to appeal the decline. They said ok, but a £2k limit and then dropped it a couple of times since but they now know it isnt me at linked address so they wont drop anymore.
That proves they do act on the monthly updates so dont be in debt with a BOI card or they strip your limit monthly....
Humble Pie?;)0 -
At present its just Vanquis.. Relationship probs trashed my rating years ago, had it all and lost it so painstakingly rebuilding nowI'm not usually up this late just felt like having a few drinks for some reason.Do you just have the vanquis cc its apr is high i bet
Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
Next..Limit £?? bal £0 Asda..limit £1250 bal £440,0 -
Same here had my house repossed due to bad relationship have no nasties on my cf now but it took a long time to rebuild my rating you will get there in the endAt present its just Vanquis.. Relationship probs trashed my rating years ago, had it all and lost it so painstakingly rebuilding now0 -
Good night all0
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hiiiiiiiiiiiiiiiiiiiiiiiii0
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£5000 Crimps. That's a healthy limit.
How can someone on benefits get a £5000 limit? If you were to max all of you cards would you be able to pay them back?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Halifax will give me chuff all. Too many searches.
Did you read the letter that NID got from Halifax? I think it said that 15searches in 6 months was acceptable....Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »How can someone on benefits get a £5000 limit? If you were to max all of you cards would you be able to pay them back?[/QUOT
Good morning Innocent,my first cc was halifax started 1000 limit had this for about 4yrs now never missed or had late payments so kept getting increases i also have my morgage and main bank account with them.I've taken advantage to balance transfers when i can.Thanks to this thread i managed to get 5000 limit with flybe and took advantage of 0% balance transfer which has just ended so iv'e transfered back to halifax on a 2.95lob.I have enough sense not to max all my cards & am currently working at paying them of as i think good deals are becoming harder to find.0
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