We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Thread Part II

18458468488508511003

Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    I think that is plain for all to see
    :rotfl::rotfl:

    I'm not that bad am I? :o
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    £450. I wasn't interested.

    Oh yes a nice Virgin.. Card that is. LOL
    I have paid back 2 loans in the last year - £300 and £500 - early so I got a nice wee rebate
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    :rotfl::rotfl:

    I'm not that bad am I? :o
    Apart from that whopping great avatar you're fine!
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 17 April 2009 at 6:34PM
    cifpower wrote: »
    I have paid back 2 loans in the last year - £300 and £500 - early so I got a nice wee rebate

    The APR is astronomical. :mad:
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    The APR rate is astronomical. :mad:
    182% I believe but you don't see it if you are just paying back £10 or £20 a week
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    182% I believe but you don't see it if you are just paying back £10 or £20 a week

    I know, but borrow £1000 over 1 year you pay back an extra £820! :eek:
  • Brian64
    Brian64 Posts: 249 Forumite
    Part of the Furniture Combo Breaker
    sutton111 wrote: »
    So Brian what's your credit like?

    I'm just being nosey. :p
    No nasties got about six settled accounts full bank account cgc with 1000o/d currently have 4 credit cards with good limits 2 loans and morgage so plenty of green zeros on my cf. One of my cards is flybe didn;t think i would get it but saw some people on her got it so that give me encouragment to apply got 5000 limit thanks to this thread
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    I know, but borrow £1000 over 1 year you pay back an extra £820! :eek:
    I know. But when needs must I suppose.
  • cifpower
    cifpower Posts: 6,502 Forumite
    Brian64 wrote: »
    No nasties got about six settled accounts full bank account cgc with 1000o/d currently have 4 credit cards with good limits 2 loans and morgage so plenty of green zeros on my cf. One of my cards is flybe didn;t think i would get it but saw some people on her got it so that give me encouragment to apply got 5000 limit thanks to this thread
    Go you! :T
  • Brian64
    Brian64 Posts: 249 Forumite
    Part of the Furniture Combo Breaker
    sutton111 wrote: »
    Ah. Fantastic!! :beer:

    If you read the forum you realise that I love United! :footie:
    From what i'veread thats an understatment
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.1K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.