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Sub Prime Credit Thread Part II

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Comments

  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    cifpower wrote: »
    So do I after all this faffing around! I don't understand why they could not accept my bank statements as proof of income though. All my credits are clearly listed and where they came from

    Mate the reason for this is that you could be taking receipt of benefits for a friend/partner/family member etc so they need the letters just to confirm that you do get the benefits you stated, i.e. DLA or whatever cos people on JSA/I.S is not guaranteed like DLA is.....

    Just their processes - I only know this cos someone else said same on CAG - exactly same scenario mate, even a Tesco CC... :j
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    Mate the reason for this is that you could be taking receipt of benefits for a friend/partner/family member etc so they need the letters just to confirm that you do get the benefits you stated, i.e. DLA or whatever cos people on JSA/I.S is not guaranteed like DLA is.....

    Just their processes - I only know this cos someone else said same on CAG - exactly same scenario mate, even a Tesco CC... :j
    It does sound promising for him tho
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    How you doing NID?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Where's sutton?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    Where's sutton?
    He's making dinner
  • cifpower
    cifpower Posts: 6,502 Forumite
    never-in-doubt wrote: »
    Mate the reason for this is that you could be taking receipt of benefits for a friend/partner/family member etc so they need the letters just to confirm that you do get the benefits you stated, i.e. DLA or whatever cos people on JSA/I.S is not guaranteed like DLA is.....

    Just their processes - I only know this cos someone else said same on CAG - exactly same scenario mate, even a Tesco CC... :j
    Just odd that Ulster Bank never asked for the proof of my benefits and went on what was said on my bank statement.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    He's making dinner
    ohhh ok where mine? :beer::beer:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    Just odd that Ulster Bank never asked for the proof of my benefits and went on what was said on my bank statement.
    Because Ulster are backwards LOL ( Only Joking )
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    ohhh ok where mine? :beer::beer:
    In ma belly! :D
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    cifpower wrote: »
    Just odd that Ulster Bank never asked for the proof of my benefits and went on what was said on my bank statement.

    You know what is funny, just got letter from UB today telling me they have approved a card for me (i've had one 2mth) LOL

    Ermmmm - whatever UB! Started with 2 grand and now its at a grand so they do take notice of the CRA monthly updates - evidently!
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
This discussion has been closed.
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