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Sub Prime Credit Thread Part II

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Only 1 search from Littlewoods!!! Yipeeeeeeee
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Half why so many? Cats & then app???

    YES. I applied when I first moved in and got rejected.

    Then double applications. One for Catalogue one for account. :mad:

    I really wanted a cap one card but they declined me.

    They declined me. At that point though, I owed them money. I no-longer owe them anything. :j

    I am an idiot it is because I wasn't on the Electoral Roll!

    It could be. :confused:

    I've answered your questions. :D
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    Innocent_Guy wrote: »
    looks like I may have to try Empire LOL
    Congratulations on Littlewoods, go on be a devil :eek:
    Try Empire now.. I got £750 with them immediately, only £400 with Littlewoods Direct. Applied within hrs of each other :T
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I've answered your questions. :D
    Thank you....... I remember the good old days when Cap 1 only searched Equifax. If this was still true they would have another app on there file
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Only 1 search from Littlewoods!!! Yipeeeeeeee

    Pooh. I have loads.

    10 I've just counted.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Congratulations on Littlewoods, go on be a devil :eek:
    Try Empire now.. I got £750 with them immediately, only £400 with Littlewoods Direct. Applied within hrs of each other :T

    The Alcoholic is in town! :eek:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Brian1966 wrote: »
    Congratulations on Littlewoods, go on be a devil :eek:
    Try Empire now.. I got £750 with them immediately, only £400 with Littlewoods Direct. Applied within hrs of each other :T

    Thanks Brian....
    Did you do the whole lets apply for a catalogue and then lets make the real app?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Pooh. I have loads.

    10 I've just counted.
    Well when I applied for the catalogue it said I'm pre approved until 21/08/09 so I think there is no need for another search
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    Innocent_Guy wrote: »
    Thanks Brian....
    Did you do the whole lets apply for a catalogue and then lets make the real app?
    Yep appplied for catalogue then account on advice from me old mate Sutton, I had been rejected previously. IT WORKED :beer:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Well when I applied for the catalogue it said I'm pre approved until 21/08/09 so I think there is no need for another search

    I agree, there is only need for one search. Perhaps they have realised that now and they now decided just to search once.

    Actually when I applied for the Littlewoods Direct account it has only done 1 search. :confused:
This discussion has been closed.
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