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Sub Prime Credit Thread Part II

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Comments

  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    Innocent_Guy wrote: »
    I want a sub prime loan guys......... Not ZOPA
    Try Real personal finance, part of Provident but pay by direct debit, APR IS HIGH.. but supposed to be easy :j
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Instructing the DCA to stop proccessing your data

    Christ.

    How are you meant to apply for anything then?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Brian1966 wrote: »
    Try Real personal finance, part of Provident but pay by direct debit, APR IS HIGH.. but supposed to be easy :j

    I am not desperate for a loan I was just looking to consolidate.

    Cheers I will check but if above 20 / 25% they can spin on it :D
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Try Real personal finance, part of Provident but pay by direct debit, APR IS HIGH.. but supposed to be easy :j

    Good shout there Brian.

    That's right, they sent me some information the other month.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Christ.

    How are you meant to apply for anything then?
    Just stopping the data being sent to the CRA not anything else
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    Good shout there Brian.

    That's right, they sent me some information the other month.
    I got a letter the other day. yes APR is high but depending on loan term doesn't mean too much. Sounds like a pretty good company to deal with if nothing else :D
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    APR 100% they can stick it
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Thanks tho......
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Here is MSE responce re sticky

    Thank you for your abuse report to MoneySavingExpert.com

    This is a short message to inform you that your report has been successfully received and will be reviewed by a member of the Forum Team in due course. If necessary, a member of the Forum Team will contact you, however due to the volume of reports we receive, we are unable to reply in every case.

    Should you need to contact us regarding this report, please quote report ID #209067 in the subject line. If replying to this email, please do not alter the subject line.

    Kind Regards

    Forum Team[EMAIL="abuse@moneysavingexpert.com"][/EMAIL]
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Your Loan Calculation

    Amount borrowed £2,000.00 Repayment Period 12 months (No Payment Holiday) Monthly payments £238.33 Amount repayable £2,859.96 APR 100.9%
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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