We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Thread Part II

16896906926946951003

Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    What is IMO?

    IMO = In my opinion.
    IMHO = In my honest opinion.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    T-Mobile contract
    JD Williams £1000 Limit
    Littlewoods £600 Limit
    Empire Stores £600 Limit
    Littlewoods Extra £250 Limit

    I think that's about it.
    Is Empire Stores littlewoods?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    What is IMO?

    nuggat lol :confused:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Is Empire Stores littlewoods?

    shop direct group mate.....google em! :beer: all same group yes..
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yes. They are part of the Shop Direct Group.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    shop direct group mate.....google em! :beer: all same group yes..
    Hello Mate!!

    We wanna see your Appeal Thread as a sticky
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Yes. They are part of the Shop Direct Group.
    Equifax???????
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    sutton111 wrote: »
    Yes. They are part of the Shop Direct Group.

    Then look here: http://www.lwsdg.co.uk/ourpeople/financialservices.html

    and read this - LOL:

    Collections Advisor
    Sometimes our customers have difficulties paying. When that happens, we need an empathetic person to call them and negotiate the best way for them to pay off their debts. It means understanding our product range, following policies and procedures, and talking to third parties such as the Citizens’ Advice Bureau and debt collection agencies. So you’ll need good communication, problem-solving and PC skills. It’ll be up to you to decide the best course of action, so it’s also important you’re commercially aware and confident making decisions. Educated to GCSE standard (or equivalent) you’ll be good with figures, words and people. Any knowledge of the Consumer Credit Act or FSA/OFT guidelines would be an advantage

    Fraud Investigator
    It’s a sad fact that we do experience fraud. To limit our exposure to criminal activity, we need analytical people, who’ll investigate information and take appropriate action. It’s important you follow policies and procedures set by us and our regulators, and use your detailed knowledge of credit policies, the Police & Criminal Evidence Act, and Fraud Prevention Agency rules. Experienced in customer services, banking or financial services, you’ll pay attention to detail, be computer literate and thorough. By applying these skills, plus your decision-making abilities, you can make a huge impact on our Profit & Loss.
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Equifax???????

    yes equifax :mad:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Equifax???????

    Yes. Equifax only.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.