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Sub Prime Credit Thread Part II

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Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Know any sub=prime loan lenders?

    Well there was Welcome Finance but they are going bang.

    I would ask HSBC. They seem pretty good for loans.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    http://www.48hrfinance.com/CarLoan.htm

    12.9% typical?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    I know its ridiculous....... These banks do what they like, do you think there are different scores for different accounts?

    What do you mean?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Well there was Welcome Finance but they are going bang.

    I would ask HSBC. They seem pretty good for loans.
    Not really sub prime tho........
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Not really sub prime tho........

    I know but you have relationship with them. You will have a BS with them also.
  • louiser123
    louiser123 Posts: 1,248 Forumite
    ooo clio nice car!!!!!

    im fine thnx sutton hows you???
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I know but you have relationship with them. You will have a BS with them also.
    My score with them wasn't that great if I remember....... NID had a better one that me........
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    http://www.48hrfinance.com/CarLoan.htm

    12.9% typical?
    These kinds of sites are just loan brokers and not lenders. They will probably charge you a fee for the privilege too
  • cifpower
    cifpower Posts: 6,502 Forumite
    louiser123 wrote: »
    ooo clio nice car!!!!!

    im fine thnx sutton hows you???
    Thanks hun! Will be giving them a ring tomorrow
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    These kinds of sites are just loan brokers and not lenders. They will probably charge you a fee for the privilege too

    I thought that :mad::mad::mad:

    Anyone have anby suggestions?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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