Sub Prime Credit Thread Part II

cifpower

sutton111 wrote: »

I have applied 3 times in the last 3 months. Even though 4 searches are showing on my credit file. :mad:

When are the new iPhones coming out?

New ones in June or July

cifpower

Right. I'm off to the doctor to pick up my meds.

cifpower

And we're back!

mumofboys_2

cifpower wrote: »

And we're back!

Quicker than two shakes of a lamb's tail!!! Happy Easter everyone!! Four day weekend here we go....

MOB

:beer:

clio

Nokia 5800 rocks....

sutton111

clio wrote: »

Nokia 5800 rocks....

What network you on Clio?

I see yet another defeat fot the Toon.

clio

I'm on o2 with the 5800 mate. Payg with Vodafone with my 6300.
And yes another defeat but we woz robbed [ again]. That Owen goal was deffo over the lone:)

Innocent_Guy

sutton111 wrote: »

Hi Innocent.

How are you?

You haven't been on much.

Hi Sutton,

I have been busy @ work lately!! DW I am off now until tuesday so will be on here catching up!

How are you mate?

chexum

Evening all, do you mind an on-topic story?

A couple months ago, just having started to work over here, I only had an account with the minimal possible overdraft (£10), but have applied to mycashplus with creditbuilder. Out of interest, over the past year, I asked in the branch if I could have a creditcard, they said yes, but then I got a refusal by mail. Somwhat later I attempted to apply for Cap1, and after the "we will let you know" notice, they refused me as well.

In February, I could finally confirm that I was on the electoral roll, and asked for the card again, and before I left the bank, they have shown me that I got accepted (£260). :beer:

I also saw that the creditbuilder "loan" just started putting zeros in my credit file, so to build it up, I applied for the sub-£10 contract from O2, and they accepted me as well, I just had to call them to confirm my ID

This week, I have noticed that the online overdraft application is open to increase by £100. I have tried to apply for it, but at the final steps, it just put me at the login screen again. I have even sent an email inquiry to see what's the problem, and they told me there's no problem, but I still couldn't do it. When I called, they almost applied it to my account, but then the line went quiet :mad:

I just called again, and after a lengthy discussion with another lady, (first, she claimed she can't see any increase would be possible???), she has just changed my overdraft to £100! And when I check my account, what do I see? "You can apply to have it increased to £200." I don't think they would welcome me doing it just now :rotfl:

I just hope they didn't put me on PPI without asking...

Innocent_Guy

Hello All


How is everyone doing