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Sub Prime Credit Thread Part II

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Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    I have heard nothing from Flybe on my appeal

    Chase them up Cif.
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Got declined. They said there isn't a reason why, and to phone Experian/Equifax to work out why. Ugh. :(
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Chase them up Cif.
    Can take a couple of weeks to reassess the application and to ring back on Friday
  • Chocolate_Button_2
    Chocolate_Button_2 Posts: 77 Forumite
    Hi

    I'm not sure who it was that appealed their BOI decision but just wondered what the outcome was? I sent an appeal letter 2 weeks ago...
  • cifpower
    cifpower Posts: 6,502 Forumite
    edited 7 April 2009 at 4:33PM
    Chocolate_Button wrote: »
    Hi

    I'm not sure who it was that appealed their BOI decision but just wondered what the outcome was? I sent an appeal letter 2 weeks ago...
    I appealed my BOI decision but was turned down
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I want an iPhone 3G, but don't think I have a chance at all. :p
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    TheEffect wrote: »
    Got declined. They said there isn't a reason why, and to phone Experian/Equifax to work out why. Ugh. :(

    Oh, dam and drat. 'There isn't a reason'? There is always a reason but they never tell you though, do they. Pity Effect.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    TheEffect wrote: »
    I want an iPhone 3G, but don't think I have a chance at all. :p


    Well the only way you are going to know is to apply. ;)

    Did you apply some weeks ago and get accepted but had to pay a deposit? :confused:
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sutton111 wrote: »
    Well the only way you are going to know is to apply. ;)

    Did you apply some weeks ago and get accepted but had to pay a deposit? :confused:

    Yes, that was for a £20 contract for the Nokia 5800. My credit report was 0 active accounts and 6 searches. Now I have 3 active accounts, 2 greens on all accounts and 12 searches. Not sure which is better, now or previous.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Give it a whirl. The 3 times I have tried they searched Equifax.
This discussion has been closed.
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