Sub Prime Credit Thread Part II

sutton111

cifpower wrote: »

I have heard nothing from Flybe on my appeal

Chase them up Cif.

TheEffect

Got declined. They said there isn't a reason why, and to phone Experian/Equifax to work out why. Ugh.

cifpower

sutton111 wrote: »

Chase them up Cif.

Can take a couple of weeks to reassess the application and to ring back on Friday

Chocolate_Button_2

Hi

I'm not sure who it was that appealed their BOI decision but just wondered what the outcome was? I sent an appeal letter 2 weeks ago...

cifpower

Chocolate_Button wrote: »

Hi

I'm not sure who it was that appealed their BOI decision but just wondered what the outcome was? I sent an appeal letter 2 weeks ago...

I appealed my BOI decision but was turned down

TheEffect

I want an iPhone 3G, but don't think I have a chance at all.

sutton111

TheEffect wrote: »

Got declined. They said there isn't a reason why, and to phone Experian/Equifax to work out why. Ugh.

Oh, dam and drat. 'There isn't a reason'? There is always a reason but they never tell you though, do they. Pity Effect.

sutton111

TheEffect wrote: »

I want an iPhone 3G, but don't think I have a chance at all.

Well the only way you are going to know is to apply.

Did you apply some weeks ago and get accepted but had to pay a deposit?

TheEffect

sutton111 wrote: »

Well the only way you are going to know is to apply.

Did you apply some weeks ago and get accepted but had to pay a deposit?

Yes, that was for a £20 contract for the Nokia 5800. My credit report was 0 active accounts and 6 searches. Now I have 3 active accounts, 2 greens on all accounts and 12 searches. Not sure which is better, now or previous.

sutton111

Give it a whirl. The 3 times I have tried they searched Equifax.