Sub Prime Credit Thread Part II

sutton111

darcyvuqua wrote: »

its not hard once settled just fight them tell them you recieved no default notice and there breaking the law they will argue at first but if you stand tall and fight then they will remove!

I'm going to go to the County Court if necessary Darcy, I want them off and by September I should only have 12 searches in total and a clean file not adverse. (fingers crossed):j

sutton111

darcyvuqua wrote: »

its not hard once settled just fight them tell them you recieved no default notice and there breaking the law they will argue at first but if you stand tall and fight then they will remove!

Have you removed any Darcy?

How did you go about it?

I've sent a letter to them asking for the CCA and Default notice etc, if they don't send that I have another letter to send and if they still don't remove them I am going to fill out the N1 Form and see what they make of that.

What do you think?

Innocent_Guy

sutton111 wrote: »

They search Experian, Innocent.

How are you today any news?

Not bad thanks matey - No new as of yet how about N-I-D?

I have too many searches on EX to apply

Innocent_Guy

never-in-doubt wrote: »

enjoy :mad:

I'm leaving the office and will catch up when I return home.

Speak to you all later!

Innocent_Guy

sutton111 wrote: »

I'm going to go to the County Court if necessary Darcy, I want them off and by September I should only have 12 searches in total and a clean file not adverse. (fingers crossed):j

I got mine removed by the CRA - however these defaults did not belong to me.

Innocent_Guy

sutton111 wrote: »

Have you removed any Darcy?

How did you go about it?

I've sent a letter to them asking for the CCA and Default notice etc, if they don't send that I have another letter to send and if they still don't remove them I am going to fill out the N1 Form and see what they make of that.

What do you think?

I disputed the data with the CRA's & they are then oblidged to contact the lender in question and query it. I did have to send in ID to confirm my DOB and then the removed them!

darcyvuqua

yes i paid them off and denied that they followed laws by sending a default letter and they tarnished my file with no warning they said tough at first but i phoned every day for a month sometimes twice a day

sutton111

darcyvuqua wrote: »

yes i paid them off and denied that they followed laws by sending a default letter and they tarnished my file with no warning they said tough at first but i phoned every day for a month sometimes twice a day

Well I'm going for it. I haven't tried ringing them everyday yet, but I will.

cifpower

darcyvuqua wrote: »

hey cif go for it mate where does it show you that your offered a cc

When I log in a page comes up before my accounts are listed with a "letter" inviting me to apply for their CC. Thing is I applied when this came up before and was turned down because of my multitude of searches so I am not going to risk it. But they have increased my guaranteed OD limit from £2750 to £3500 today.

darcyvuqua

i would go for it man its always a good sign go on cif go on cif