Sub Prime Credit Thread Part II

TheEffect

Ugh, I'm really annoyed that I have to give £100 refund for a laptop that I sold on eBay due to the fact that it got damaged in transit. It was my fault because I didn't pack it well enough, but now I have to give a £100 refund plus £15 for it to be delivered back to me.

Could have done without that this week.

fairmorn308

evening all

got a question for ya

I have payment protection on all my cards

Where do i stand for using this?

kiora

if i remember u can claim it after 30 days best to give them a phone

sutton111

allthingsconsidered2009 wrote: »

Evening all. Shall I get an Indian takeaway tonight lads? Already had one last night lol.

No have a Chinese.

When you opened your various catalogue accounts did there credit dept ring you up?

Cash_Flow

allthingsconsidered2009 wrote: »

What was the outcome love? With Next if you don't know you can ring them up straight away and get their decision over the phone

Next searched Equifax Instant decision £200.00 facility

Capital One searched Equifax and Experian, "we will let you know" Recieved credit agreement yesterday.

:beer:

sutton111

Cash_Flow wrote: »

Next searched Equifax Instant decision £200.00 facility

Capital One searched Equifax and Experian, "we will let you know" Received credit agreement yesterday.

:beer:

So you have been accepted for Capital One and Next.

Congratulations. :T

Cash_Flow

sutton111 wrote: »

So you have been accepted for Capital One and Next.

Congratulations. :T

Thank you very much

sutton111

allthingsconsidered2009 wrote: »

No mate. Did they call you?

No.

My Brother has two new accounts with them, he has spent nearly up to his maximum on the one and needed one more piece of furniture so ordered it on his other account.

They won't authorise the transaction until my Brother speaks to them tomorrow. So he's alittle confused in why they want to speak to him.

darcyvuqua

what it like getting a an ex card??? who do they search

Sammy_Girl

Hey Darcy,

An ex card - like an ex gf card