SOA for a family of 5 - Please can you have a look!!

dalip

Aspiring wrote: »

Thank you dalip, I really appreciate your comments.

I hope I haven't offended anyone when I refered to S&S - I was trying to balance the attitudes of my upbringing against the (small) insight I've gained as a result of combo's questions.

I don't doubt that I'll never full appreciate all the in's and out's, unless I experience it myself; but, it has altered my perception.

I didn't think for one moment you were "getting at" me and I do take your comment on board in the "nicest possible way" that you hope I don't experience it. I hope no one I know personally, experiences it either. But, if they should, I will have more insight now than I've had before and will hopefully be a better help to them because of it. (If that makes sense? I know I know what I mean).

Yes i know what you mean:D . Many of us never know the real procedure for bc until we are faced with it,then our whole perspective changes. I am guilty of being one of those people who thought bc was a "get out of deb free card" until i actually had to do the deed myself. Then i realised there is whole lot more to it,in personal terms:o .Dx

dalip

sorry zandy,laptop playing up,did not see your post until it took me 30 mins to post the above reply:o

:lipsrseal

Jacks_xxx

Apologies for my ignorance of the BR process but I am curious about the Child Related Expenses catgory and what is allowable. Can anybody explain?

Love Jacks xxx

JCS1

Jacks_xxx wrote: »

Apologies for my ignorance of the BR process but I am curious about the Child Related Expenses catgory and what is allowable. Can anybody explain?

Love Jacks xxx

General rule is one after school activity (for example) per week per child. Obviously depends on what the activity is but football, swimming, piano lessons etc would be considered ok

blind-as-a-bat_2

31.7.28 Extra curricular classes/activities for children

Whilst it can be considered reasonable to allow expenditure to be claimed by the bankrupt to fund one extra-curricular activity per dependant child, any claim for additional extra-curricular classes/activities should be funded by the bankrupt from any surplus remaining with them after deduction of the assessed IPA/IPO contribution.


31.7.29 After school clubs

An expenditure claim for after school clubs can be allowed if they are used to provide childcare whilst parents are working. If the use of the club (s) is simply a matter of convenience for the bankrupt and/or his/her spouse/civil partner/partner the bankrupt should be informed that the cost of funding the club (s) must be funded from the amount of surplus income left with him/her after deduction of the assessed IPA/IPO contribution.

The exact wording to back up JCS1 reply