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Are MBNA still allowing a renewal of 0%?

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  • Walletwatch
    Walletwatch Posts: 1,055 Forumite
    Have tried this once, but without any success - mite sound dumb, but could someone give an account of how the conversation needs to go to get an X-10-sion?

    Also which cards have been successfully extended by guys on this forum?
    It's always the grass that suffers, irrespective of whether the elephants are fighting or making love !!!
  • johnllew
    johnllew Posts: 1,928 Forumite
    could someone give an account of how the conversation needs to go to get an X-10-sion?
    I wait for MBNA to ring me; usually happens within a week of paying the previous balance off.
    Also which cards have been successfully extended by guys on this forum?
    Over the past 12 months, my wife and I have had repeat offers at either 0% or very low rates from: MBNA, Bank of Scotland (by upgrade to "One" card), Lloyds TSB, Marbles, CitiCard, Barclaycard, Morgan Stanley, Egg, Marks & Spencer &more, Monument, and Saga.
  • i rang them up and just said

    hi im looking to do a balance transfer and i wondered what rate you can offer me.

    ok sir let me just check what rate we can offer you

    ok.

    pause...on hold...

    we can offer you 0% until may how does that sound

    that sounds excellent i would like to transfer X amount.

    ALL DONE! easy as pie!
    #113 12K in 2020 Challenge #113 £17,103/£12,000 £15000
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