Are MBNA still allowing a renewal of 0%?

smartsaver

It was suggested in a thread recently that MBNA have stopped allowing a renewal of 0% when the term is up & the card paid off. Has anyone squeezed a longer term out of them recently? :-/

Canny_mal

I had a 0% period that came to an end on 1st Dec. My balance was cleared on 30th Nov. NB this was an aditional 6 months they'd offered me as soon as my initial 9 months had ended.

Then on Friday I had 2 calls from MBNA. Annoyingly I wasn't at home at the time of either call so I don't know if they were calling to offer me something else or not but I suspect they were bearing in mind the close proximity of the calls to me paying off my balance.

If the call back with an offer I'll post info here

Clariman

I read a post on the Motley Fool credit card discussion board at the weekend where someone reported getting an extension last week. I had mine extended a couple of months ago too.

Clariman

smartsaver

I read a post on the Motley Fool credit card discussion board at the weekend where someone reported getting an extension last week. I had mine extended a couple of months ago too.

Clariman

Thank goodness - there is a God  :) I thought it had all come to a horrible end. ::)

Smitty

Do you have to pay your balance off first? Or is it possible to get a 0% extension without paying off your balance?

smartsaver

Hiya Smitty

We have always had to pay the balance off first..

Smitty

cheers, i guessed as much

funkymonkey

yep they sure are! my 0% ran out on the 1st of december so i payyed it off a week before and then rang them up te next day and said i was interested in doing another balance transfer and what rate could they offer me........? they gave me 0% till may

grreenfingers

Have played the repay and new balance transfer game with MBNA 3 times over the last 18 months.

My last was on 4th Dec and the guy on the phone said

"of course you can get another 6mnths"

thor

but would mbna charge a bt fee for the additional 0% transfer?

travel_freak

Yep, still offering 0% extensions. Got two today until June 2005 - Abbey and Alliance & Leicester (both operated by MBNA, I think). I had just had 6 months, completely cleared balance last week and rang today to ask for an extension. Got it and there was no balance transfer fee. Plus I could transfer straight into my current account. The person I spoke to said the reason there would be no BT fee is because I was still within my original promotional period (even though only by a few days!). Thank you. MBNA! ;D Good luck to everyone else.