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Lemma's Secondary Tax Bill Induced LBM - OMG

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Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Oh darn it......looks like I have missed flapjack and gateau :mad:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    hypno06 wrote: »
    Oh darn it......looks like I have missed flapjack and gateau :mad:

    :rotfl::rotfl::rotfl:

    I'm sure we can manage a second celebration. I mean what is a piece of flapjack between friends? :D
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    Another £100 today. Total = £10300
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    lemma1968 wrote: »
    Another £100 today. Total = £10300

    Look at that, you're nearly at another £500 marker again ;) I break my payments down into £50s and £100s as it makes the debt seem smaller and more manageable.
    One step at a time ;)
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    Hopeful1 wrote: »
    Look at that, you're nearly at another £500 marker again ;) I break my payments down into £50s and £100s as it makes the debt seem smaller and more manageable.

    I like to round up if i can so it seems i am getting there faster. But i know what you mean about the 50's and 100's. Its a mental trick and it works.

    Back in January i could not see how it was possible to even get close to this type of total by now. I owe the HMRC a lot of money but the thought i have managed to cut right back and pay off this much so far is keeping me motivated to get to the end as quickly as i can. I am so desperate NOT to have to do this again (i.e. clear off 1000's in arrears, penalties and interest).

    If i am doing it in the future i want to do it in order to stay ahead and not to play catch up.
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    lemma1968 wrote: »

    If i am doing it in the future i want to do it in order to stay ahead and not to play catch up.

    Yep, i'm with you there. I often feel like i'm wasting money paying it to debt. If i didn't have debt and a determination to pay it off, i could be enjoying my money. That day will come and as you say i'll be so aware of keeping ahead instead of just keeping my head above water. Boy am i going to enjoy that!! :D
    One step at a time ;)
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    Hopeful1 wrote: »
    i could be enjoying my money. That day will come and as you say i'll be so aware of keeping ahead instead of just keeping my head above water. Boy am i going to enjoy that!! :D

    I'll drink to that! :beer:
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    Todays £100 has gone. :j

    Total: £10,400
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    £100 to HMRC total: £10,500
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • whitewing
    whitewing Posts: 11,852 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Wow, lemma! Chomping through it now!
    :heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
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