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ICICI what a rubbish setup.
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A 2 year old knows that when you open and fund a fixed term account you can not add to it later. The only 1 that springs to mind is the Halifax ISA reward. Anyway its covered in their 'terms & conditions'
Not so. Birmingham Midshires allow you to add funds, until they declare the offer closed. With mine, I have quite often found it stays open up to a month after sending my initial deposit.0 -
Not so. Birmingham Midshires allow you to add funds, until they declare the offer closed. With mine, I have quite often found it stays open up to a month after sending my initial deposit.
Yes, you're right. Northern Rock also allowed additions to some fixed rate bonds whilst the bond remained open. Coventry Building Society offered a 1 year bond just over 12 months ago and it was possible to add funds to it and withraw from it during the life of the bond, without penalty or loss of interest.0 -
Yes we did. But I only received confirmation from them today.
It is a matter of them being an Indian bank because English is not their first language.
Terms and conditions are legally binding and there fore should be correct.
Some of the communication I received from them was in broken English.
Would you trust a bank as such? [/quote]
it looks like you have co**ed up . the terms and conditions look alright. nothing to do with them being Indian. some of the UK banks and customer service are even horrible. have you tried Tesco savings.0 -
A 2 year old knows that when you open and fund a fixed term account you can not add to it later. The only 1 that springs to mind is the Halifax ISA reward.
... and all of the seven Halifax Guaranteed Saver Rewards, Bank of Scotland Instant Access Savings Reward Account, Egg's 6.3% one last year (can't remember the name), and probably more.
The fact that it has a fixed rate does not tell you anything about whether you can or cannot add/withdraw funds later.0 -
theAnarchist wrote: »Didnt we cover this ground in your thread from two weeks ago?http://forums.moneysavingexpert.com/showpost.html?p=17524525&postcount=3
http://forums.moneysavingexpert.com/showthread.html?t=1405817[/quote]
Yes we did. But I only received confirmation from them today.
It is a matter of them being an Indian bank because English is not their first language.
Terms and conditions are legally binding and there fore should be correct.
Some of the communication I received from them was in broken English.
Would you trust a bank as such?
I note your use of the words "there" and "fore" when clearly you mean to use the word "therefore". The way in which you have used the words changes what you meant to say. Assuming that english is your "first language", then it doesn't look too good, does it?0 -
theAnarchist wrote: »Didnt we cover this ground in your thread from two weeks ago?http://forums.moneysavingexpert.com/showpost.html?p=17524525&postcount=3
http://forums.moneysavingexpert.com/showthread.html?t=1405817[/quote]
Yes we did. But I only received confirmation from them today.
It is a matter of them being an Indian bank because English is not their first language.
Terms and conditions are legally binding and there fore should be correct.
Some of the communication I received from them was in broken English.
Would you trust a bank as such?
Yes I would, and I currently do! I've had no problems with them to date and I opened my account in January last year.0 -
I must say that I've never had a problem with any of the numerous ICICI Bank fixed & variable-rate accounts that I have held since I opened my first account with them in 2006 - but I do tend to read the Terms & Conditions of any institution's account before I open it.0
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... and all of the seven Halifax Guaranteed Saver Rewards, Bank of Scotland Instant Access Savings Reward Account, Egg's 6.3% one last year (can't remember the name), and probably more.
The fact that it has a fixed rate does not tell you anything about whether you can or cannot add/withdraw funds later.
Blah...Blah....
If you open a fixed term account/bond what ever you like to call it without reading the terms & conditions and expect to be able to add to it at a later date, then you are a muppet.0 -
theAnarchist wrote: »
I note your use of the words "there" and "fore" when clearly you mean to use the word "therefore". The way in which you have used the words changes what you meant to say. Assuming that english is your "first language", then it doesn't look too good, does it?
You wind-up merchant!:rolleyes:0 -
Sorry to be a pedant, but it's "English", not "english".0
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