Monday 26/1/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move money to savings
• storecupbpard meals
• make a loaf in breadmaker
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing -
• sparkle -more stripey socks today:D
• find time for swim and jacuzzi to use gym membership
• lots of filing / shredding to do in office

Good morning dfw's. Lots of lovely new posters yesterday - welcome on board:D
Andan glad you are feeling a little better now:D , fay - hope everything is working out with the new lodger:p
At last I hve a normal straightforward weeka t work so should be able to get my office organised etc without having to keep going places or training people - lots to catch up with.
Hugs to anyone feeling poorly or fed up - hope things improve soon.
Have a great day everyone:D

pixiechick99

Morning...this is nice and early!!;)
Here we go....another week. Here's my list for today...

• Check online banking
• Daily scratchcards
• Take lunch/drinks to work
• Store cupboard dinner from meal plan
• Might have to go buy my dd2 a new Nintendo ds:eek: Bless her, hinge on hers broke as happened to dd1 a couple of yrs ago (and I replaced that one) - but have a £20 voucher I can use and she wants to pay some too:p
• Heating off tonight
• Must check electric meter, keeping an eye on our usage as dd gone from £25 pm to £63:eek: :eek:
• Charge phone at work
• Check survey in my inbox - see if I can complete before getting screened out:rolleyes:
• Check my bills account will have enough in for the month

Ok, that's all - I knw the ds in not very dfw, but I bought eldest another one when the stupid hinge on hers snapped. It's a few yrs old so not under warranty. It just means I won't have any extra this month for debt overpaying, buy hey one month wont hurt.

Anyway....have a good day everyone:T

DawnW

Morning all:hello:
Today so far I have:
Checked online banking
Packed up some CDs that I have sold on Music Magpie - they only pay a little, but I don't want them any more (v. old), and could do with the space. But hey, every penny off the mortgage helps!

Later I will:
Take packed lunch to work.
Storecupboard supper (sausages with mushrooms and lentils a la N. Slater)
Post off CDs and some books I have sold on Amazon. It's funny isn't it, nothing sells for ages, then several things at once.
Go to work
Not NSD as I have to buy some parcel tape and a new printer cartridge (cheaper via IT shop at work).

Hope everyone has a good day:j

mbaz

Morning all

Today I have/will

- check online banking
- chase feedback from uni about why I have been turned down
- check job sites
- look into doing A Level bioilogy before applying for uni for next year
- look into getting some voluntary work at hospital/job shadowing midwife
- sort pre pay prescription thing
- get hubbie to print free eye test voucher
- NSD

Have a good day all x

lemma1968

Happy Monday everybody:p

Today I have/will:

[STRIKE]Check online banking[/STRIKE]
[STRIKE]Pay something to VAT and MBNA[/STRIKE]
[STRIKE]See Accountant and go over accounts[/STRIKE]:eek: It was too awful, i'm in shock!:eek:
Storecupboard [STRIKE]brekkie[/STRIKE], [STRIKE]lunch[/STRIKE] and dinner
[STRIKE]NSD[/STRIKE]
Prep work for tomorrow
[STRIKE]Turn bedroom TV off Standby[/STRIKE]
[STRIKE]More shredding[/STRIKE]

That is all i can think of at the mo

Hope you all have a good day

xxx

xnatalie81x

Today i have/will

- Baked a loaf of bread
- washed clothes with soap nuts on a 35 degree fast wash (1/2hr instead of 1hr)
- taken cover and working extra 3.5 hrs
- Making chicken soup out of chicken from yesterday
- Using chicken left from yesterday for dinner (pre ms would have fed it to dog)
- Turned the TV off and all the lights - and taken gas/leccy readings for past 24 hrs
- Written to dca for f&f and written to ir to cancel vol ni contributions as been employed for 5yrs! (they say i owe 204 in vol contr)
- Ring electric and up dd
- Dry clothes using airer and put all clothes away, put airer outside airing cupboard with door open to dry clothes quicker
- browse freecycle and other websites.
- keep eye on emails as new phone from phones4u should b coming soon with my free ps3 (hubbies b'day pressie)

~Yorkshire_Belle~

Quick post to give commiserations to mbaz, I've been reading your posts about applying and am sorry you've had bad news. Perhaps an access to HE course might be better than A level Biology, a friend of mine did this and loved it. If it's your dream to do something you have to keep pursuing it - don't let anyone put you off!
Belle

phillipsdj

Morning all,

Today I will:

Get paid!!! Woohoo!
Check online banking
Daily scratch cards
Write 2 new dooyoo reviews
Have a b!ngoport session tonight

Plus I also listed 12 items on eBay last night!

I hope everyone has a nice day!

fedupandskint

Mornin' all!
a few days off from work this week!:j :j :j

Today I will rebook credit crunch haricut to include a colour aswell and come in £50 under what I spent before.
Take meter readings for gas and elec
Finish off marmalade and pickled onions
Continue garden clearance which will take up rest of day!
Done free scratchie:rotfl:
Have store cupboard meals all day

OliveOyl_2

Morning All :hello:
commiserations to Mbaz - I'm glad Yorkshire Belle can make intelligent suggestions for your next move. But it's hard to take such a knock back so ((()))hugs.
SM You sound so much better :j
:mad: grr to broken DS's, and :j to kind mummys

So today I have/will:

• brought in packed lunch (and gave some to the lodger, she's well chuffed to have rissoto instead of crispbreads for her lunch)
• scratch'n'click
• will do on-line banking, month end figures need tweaking, I can't quite believe how healthy they look - have I forgotten something???
• will make a loaf in the BM - I've been postponing this all weekend, it goes stale so fast that I don't want to risk making it a day before it will be used.
• washing hokey cokey - must educate the lodger in the fine art of this
• booking places to stay along our travels in 3 weeks time :j :j :j(not really DFW......but FUN)
• finish menu plan for the next 2 weeks save buying anything unnecessary.
• speak to company about nieces Christmas present voucher which expired in November :mad:

Have a great ay everyone.

• arrange for a friend to drive us to the airport.........

Pippilongstocking

Hi
Thanks SM - girl seems very nice, just wonder when we can resume our usual messy state????? Hugs to those who need it.............xxx

Today
Keep keen eye on bank watch as the cheques come off and make sure I don't go over
Check cc
Up dd for electricity
Post back lovefilm freebie
Tea from fridge - done already
Do some work and keep job
Out in the field today seeing my lovely naked willows - might take dogs and use truck - free walk
Charging phone and laptop
Walked over so free to get here too
Find that hob nob recipe and have a go at that.....

Thats it for me for the now - have a great day everyone