My underspending diary

ecoelle

Good morning, we went out for a meal last night for one of our very best friends birthday. It was a lovely night although i ended up feeling a little ill so wasn't able to stay out too late, we knew it was coming so budgeted accordingly. We have £20 left for the remainder of the week and should only need to buy milk and bread so should be fine. Well today shoulld be a no spend day so that's good i'll try to update later if that changes.

ecoelle

Daily spend
6.73 Tobacco and filters

Weekly spend
63.93

Kavanne

ecoelle wrote: »

Daily spend
6.73 Tobacco and filters

Weekly spend
63.93

63.93*52 = over Three THOUSAND pounds a year!?!?! :eek: And you thought it was only costing you £500 a year...

ecoelle

no kavanne, i have spent 63.93 in total this week on filling the car with petrol, the weekly grocery shop and on cigarettes, 63.93 is just a running total for how much money i have spent this week
thank god i don't spend that on cigs i'd deffo cut down if i did!!!

chuckley

ecoelle wrote: »

I tend to prefer to buy my groceries weekly, in groceries i am including
food
toiletries
cleaning products
loo roll
cat food and litter
cigarettes
none of this should be bought weekly... ok maybe cigs n minor food. all bar food n cigs is very cheap from the likes of wilkinsons and poundland! asda is the next cheapest.

i thought i did quite well to get all of that for £40 a week or have i been fooling myself?
where do u buy ur food? what ranges u buyin??

We have the car due to the fact that sometimes i have to work late and being female don't want to walk in the dark, i have seriously considered selling it and just paying for taxis as and when i need them. Not including petrol the car costs us £520 a year, and that's if it passes the mot and service without needing work, and £520 could pay for a lot of taxis! I don't know why i don't just sell it. I think if i was in debt then i would, but at the moment we can afford to run it so i think i will keep it on for now. I may look at selling it when the weather improves!

sorry but rhe car seems like a massif unnecessary! basically only used for when u work late. if u really need a ride home, book a local taxi rather than a black cab. ud save yourself a lot of hassle and so much money!

ecoelle

daily spend
60p Hot Cross Buns

Weekly spend
64.53

ecoelle

Chuckley, thankyou for your response
I don't buy anything other than food and cigs weekly i just lump toiletries/cleaning stuff etc in with groceries on my SOA to make it easier, any money left out of the £40 gets paid off the mortgage at the end of the month so it's not frittered away.
The car is something i'm struggling with at the moment, it's old and runs wonderfully, it is so reliable but i can see how much we're spending on it and do debate getting rid of it. I'll follow closely how much it is really costing me and then re assess in a few months i think.

ecoelle

Well have been with my blokey for 5 years today and we are celbrating with a lovely homemade chilli, wedges, and some doughnuts for pudding!

Daily spend
doughnuts, pitta bread and hot cross buns 84p

Weekly total
63.37

p.s. all food bought today was reduced and i hot 10% staff discount!!!

noah271007

Well Done!! Keep It Up

ecoelle

Had to spend some pennies today

Cat food 4.50
tobacco 2.77

weekly spend
64.64

not good, but when you minus this weeks petrol it's not as bad as it looks...honest:)