We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

New home owner and strange mail.

2

Comments

  • Planner
    Planner Posts: 611 Forumite
    One (a legal representative) could argue that it is to the detriment of an individual to open their post without permission.

    When I moved house and began to receive strange mail, I was advised by a solicitor not to open the mail, as this could cause problems for me (I don't know what sort of problems) given its illegality, and instead to just return to sender with a note saying 'not known at this address'.

    I hope you didnt pay for that solicitor as there is no illegality, unless of course you where intending to act to the addresse detriment.

    The act is clear that it means 'detriment', if it meant ' without the other persons permssion' then thats what it would say. So I dont consider a legal representative could argue that the simple act of opening a letter is 'detriment', because it clearly isnt.
  • Rick62
    Rick62 Posts: 989 Forumite
    I take it Piggles failed his GCSE in English Comprehension!
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • kunekune
    kunekune Posts: 1,909 Forumite
    "intending to act to a person’s detriment and without reasonable excuse"

    Perhaps it is to their detriment, perhaps it isn't. That isn't what has to be proved. What has to be proved is that the person who opened it (a) intended to act to the detriment of the addressee, (b) they had no reasonable excuse (which I think OP did here) and (c) knew or had good reason to suspect had been wrongly delivered. Without the fault element in (a) and (b), merely showing that (c) was satisfied is irrelevant.

    OP has nothing to worry about.
    Mortgage started on 22.5.09 : £129,600
    Overpayments to date: £3000
    June grocery challenge: 400/600
  • lil'H
    lil'H Posts: 514 Forumite
    I had this once. Returned first few letters to no avail, only phoning them helped. Often the companies then sold it on to another debt company and it would all start again! Very strange that it's lots of different people!

    A friend of mine brought a house and the owner refused to tell her the code for the alarm system. They had to get engeneers to disable it. She also wouldn't give a forwarding address in case they "commited identity fraud" so when a parcel arrived she opened it to see to to return it to, no address just a birthday card and a guuci watch. She was very pleased!!
    Riding out the receession.........
  • poppysarah
    poppysarah Posts: 11,522 Forumite
    Don't waste time opening it. Send it all back. Write "Unknown at this address" on them (Does anywhere do a stamp with this on? It'd make a great welcome to your new home present)
  • hethmar
    hethmar Posts: 10,678 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Car Insurance Carver!
    Its likely the flat was a repo? It may be the people before came and went frequently just renting the property. Just do as above, ring the companies, tell them you have bought the place and to stop sending the letters to your address.

    BTW, get yourself on the local electoral register ASAP as you can then prove who you are if bailiffs come knocking.
  • When this happened to me i rang the debt collection company to let them know i had just moved in. They were quite grateful. I didn't want them knocking on my door, after all.
  • janey_uk
    janey_uk Posts: 204 Forumite
    I had the same thing happen about 5 years ago in a rental flat. I phoned citizen's advice and they said it was perfectly ok to open the post, especially if I had no forwarding address. I did, it was debt collection and they were very nice about it.

    The former tenant then registered a new mobile to our address months after leaving, so I contacted the mobile provider to report it as fraudulant and then his employer (as he foolishly didn't redirect his payslips). A short conversation with his HR manager later and strangely it all stopped pronto.
    For everything else, there's MSE :T
  • Ditzy_2
    Ditzy_2 Posts: 67 Forumite
    janey_uk wrote: »
    I had the same thing happen about 5 years ago in a rental flat. I phoned citizen's advice and they said it was perfectly ok to open the post, especially if I had no forwarding address. I did, it was debt collection and they were very nice about it.

    The former tenant then registered a new mobile to our address months after leaving, so I contacted the mobile provider to report it as fraudulant and then his employer (as he foolishly didn't redirect his payslips). A short conversation with his HR manager later and strangely it all stopped pronto.

    There are some right numpties out there!!!!

    Off topic - a bit! had a L/L open my post from an address I used to live at - managed to get him charged for it as I rented another property from him so he knew where I was. The police seemed keen to do so! Even had Victim Support ring me to offer support!!! I declined!!! :rotfl:
  • janey_uk
    janey_uk Posts: 204 Forumite
    Ditzy wrote: »
    There are some right numpties out there!!!!

    Off topic - a bit! had a L/L open my post from an address I used to live at - managed to get him charged for it as I rented another property from him so he knew where I was. The police seemed keen to do so! Even had Victim Support ring me to offer support!!! I declined!!! :rotfl:

    Good for you!! Take it you moved out soon after?
    For everything else, there's MSE :T
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.