Monday 19/1/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move money to savings
• Make a loaf in breadmaker
• storecupbpard meals
• laundry hokey cokey for OH
• reduce, reuse,recycle one thing -
• do one thing just for fun -
• do something nice for someone else
• sparkle

Good morning Dfw's back to work again today:rolleyes: , have had a good weekend though and got a lot of stuff done so not so bad. Hugs to anyone feeling poorly or fed up today - Andan hope you are feeling a bit better.

Welcome to any new posters and a big hi to all the regulars:hello: :hello: , need to get on the move as I am running a bit late so will catch up with you all later.

skint-student-nurse

hello all!

today im off from work (paid holiday-even better) my aims for today are:

• collect outstanding avon orders
• put on washing on - 30'c or less
• sort out more items for ebay
• store cupboard meal...probably pasta or salmon pie
• count pennies in penny jar and put them towards my CC debt

hope you all have a good day! :T

Pippilongstocking

Hey there - sorry been a bit quiet over weekend - OH up and lots of furniture moving, etc etc etc been done

Today - DD sick so looks like I am working from home.
Check bank
Check out somewhere to get some screws for wardrobe for lodger room
Do some work
Sort lodger room
Buy some fish - fish tank moved and finally sorted for fishies hurrah its been sitting patiently since 6 weeks ago getting the water ready
Do tea from freexer
DO NOT BUY FOOD
Start clean a bit of new lodgers room and find some more bits for it
Ring freecycle guy about computer desk
Invoice for lodger

Little list today - need keep eye on DD temp of over 102 - she's like a little power station!! Poor thing.

OH went away on plane by himself couldn't leave the little mite - don't they look so little when they are sick? x
Hugs to you all and hope you have a productive day!!

sophiesmum_2

Hope your DD feels better soon fay, funny isn't it, they can be horrible noisy teenagers one minute but let them get ill and all of a sudden they are back to being our vulnerable babies:o It's a mum thing I suppose;)

Pinky15

Hi there today I will
- use from the freezer
- not pop to the shop for a magasine
- make an overpayment on one of my loans
- chase up a direct debit for some money I am trying to put away for next Christmas ( If I don't have it I can't spend it!!)

xx

mooomin

Morning all

Time for the news and plans for the day at Fresian Towers:

• Check online banking
• Make PAD - woohoo £1 :rotfl:
• Got free magnetic photo frame via the freebies board
  
• Take lunch to work with me
• Take flask to work with me - make my own coffee
• Washing hokey cokey
• Go to Asda and spend less than I take with me
• Read my book at lunchtime and don't buy a magazine

flying_fresian

DawnW

So far I have:
Checked online banking
Had lovely porridge for breakfast with some reduced tinned strawberries that I bought ages ago - sounds a bit weird, but was actually very nice!

Today I will:
See to animals as usual.
Put on a load of washing at 30 degrees and dry it on the airer as it is wet and horrible outside - again.
Work at home today as I don't have any meetings etc, and save fuel.
Finish lovely fridge-bottom soup that I made yesterday for my lunch (much nicer than it sounds - is is simply made from the bendy vegetables that were lurking in the bottom of my fridge with some herbs and a tin of tomatoes added).
Have leftovers from Sunday dinner for supper with some champ made from mashed potatoes and left over spring onions chopped up (Nigel Slater's recipe except I doubt he ever uses left over bendy things from the bottom of the fridge:o ).

mbaz

Morning all

Today I will

- go to a friends house for coffee morning
- check banking
- bake
- cheap jackets spudsfrom asda for tea with value beans
- clicks
- surveys
- mystery shops
- free daily scratchcard

and think that's it!

Mx

lilly81

Morning guys,
I was away at my frind house at the weekend. I did end up spending a tenner, but we had a good time.
Today I have/will:
*check online banking
*update spreadsheet
*I have £25 winter fuel allowance gone in:j
*enter comps
*check freebies board
*go to tescos and only buy whats on my list
*use up eggs that go out of date today


Thats all I can think of for today,I better rush off now otherwise DS will be late for school :eek:

Lilly X

MrsAudus2b

Good morning everyone...on this lovely rainy windy day!

Today I have/will:

• Been paid! :j
• Paid £100 off O/D
• Paid £100 off C/C
• Moved some money into wedding fund and holiday fund
• Update spending diary
• Just had breakfast at home
• Have packed lunch at work and storecupboard tea
• Stick to slimming world
• Work assessment at 10am then office all day
• Fill in travel claim for month and hand in
• Use 3p off litre petrol coupon
• Catch up on favourite threads
• Heating off until tonight
• Staying in tonight

Think that's it
Love to all and hope poorly people feel better soon
xxxx

MrsAudus2b

Ooooh, I have just got my second star as I have done over 200 posts! Whoop whoop! :j