Halifax Visa Debit card - cheque guarantee?

cifpower

I understand totally.

I only use one cheque a month to pay my credit card bill at the bank's local branch

Extant

cifpower wrote: »

I understand totally.

I only use one cheque a month to pay my credit card bill at the bank's local branch

Out of interest, is there any reason you don't pay that by debit card, direct debit, etc?

cifpower

BarclaysManager wrote: »

Out of interest, is there any reason you don't pay that by debit card, direct debit, etc?

I can't pay by debit card and I have a direct debit set up for the minimum payment. I top up each month with a cheque. Its easy for me to get to the branch too as I practically live next door to it.

ShelfStacker_3

cifpower wrote: »

I can't pay by debit card and I have a direct debit set up for the minimum payment. I top up each month with a cheque. Its easy for me to get to the branch too as I practically live next door to it.

Which CC and bank is it, if you don't mind me asking? Cos you might save time, and the payment might reach the company faster, if you paid via bank transfer.

(Cue Inactive telling me to get out of peoples' business in 3, 2, 1...)

cifpower

The CC is with Ulster Bank

Extant

ShelfStacker wrote: »

Which CC and bank is it, if you don't mind me asking? Cos you might save time, and the payment might reach the company faster, if you paid via bank transfer.

(Cue Inactive telling me to get out of peoples' business in 3, 2, 1...)

Or at least doing the BGC as cash instead of cheque, to cut out the cheque clearing and leave just bulk clearing.

ShelfStacker_3

BarclaysManager wrote: »

Or at least doing the BGC as cash instead of cheque, to cut out the cheque clearing and leave just bulk clearing.

Oh, please don't start him down that road. Bane of my life, those things.

cifpower

I have absolutely NO idea what you two are talking about

ShelfStacker_3

cifpower wrote: »

I have absolutely NO idea what you two are talking about

Don't worry. Secret bank staff code.

Extant

ShelfStacker wrote: »

Oh, please don't start him down that road. Bane of my life, those things.

How does HSBC do it, since you don't process work in branches?

I'm guessing that you credit a suspense account with the cash, and then send your BGCs off with one debit to said account?

My local HSBC seem to have little booklets with 22 trans codes on them or something.