Break in at rented property - who pays for entrance damage?

presh_2

I feel sorry for your tenant as they have a break in to deal with and also there is a landlord like you put up with.

socrates

If that is directed at me - the tenant was politely asked to provide a Crime Reference Number so I could claim on the insurance as it was coloured leaded glass - not cheap!

Have you not thought that there may not have been a break in - but they forgot their keys and broke that panel in order to get in.

They did not report it to me and I just happened to drive past and see a piece of wood in the gap.

I gave them a fair chance to get a crime reference they did not want to - that tells me a lot!

PayDay

socrates wrote: »

I stated my case to them and they were happy to pay - thats because I am a fair landlord. Plus they were not prepared to get a crime reference number - they could not be bothered. Its about playing by the rules on both sides. Landlords and tenants.

However I am sure there are some people on these boards who just look for any thread with a LL in to disagree with them.

It's a shame your tenants didn't come of here, then they would have been told that you are not a fair landlord. The OFT clearly states it is the LLs responsibility as the damage was done by someone not known to them. As already pointed out, even if the alarm had been set, the damage would have still been done to have set the alarm off.

LLs like you get us good LLs a bad name.:mad:

socrates

It also says on my Insurance Policy I have to have a Crime Reference Number to claim.

So if asking for a perfectly reasonable piece of information gives me a bad name/reputation - then so be it!

PayDay

socrates wrote: »

It also says on my Insurance Policy I have to have a Crime Reference Number to claim.

You should have reported the crime to the police and them claimed on your insurance.

geri1965_2

socrates wrote: »

The reason I raised the point about the profession and that they were a family is that they had the possessions/contents you would expect a family of four to have.

I just felt it was irresponsible thats all.

But ultimately it's their decision - personally I would never be without contents insurance, as I couldn't afford to replace all my stuff in one go, but if he is a doctor he probably earns quite a lot and can afford to take the risk.

socrates

PayDay wrote: »

You should have reported the crime to the police and them claimed on your insurance.

Have you not worked out that I suspected they had broken the panel to get in themselves - I was not about to report a crime that I did not believe took place - I believe I would have been committing a number of offences.

ben500

socrates wrote: »

I stated my case to them and they were happy to pay - thats because I am a fair landlord. Plus they were not prepared to get a crime reference number - they could not be bothered. Its about playing by the rules on both sides. Landlords and tenants.

However I am sure there are some people on these boards who just look for any thread with a LL in to disagree with them.

Not so fair as to take bear the cost for your responsibility though.

socrates

ben500 wrote: »

Not so fair as to take bear the cost for your responsibility though.

Its OK disregard all the posts after that where I explain the circumstances.

poppysarah

Manchester Housing used to ask for a crime reference number for this sort of thing and if you didn't have one you'd have the bill to pay for the repair.

It does make the property insecure though and should be sorted out ASAP. But take pictures of the damage.