Can I Find A Legal Loophole In This Guarantor Form I Signed.. Court Case Next Week

Trollfever

Simple really.
Employ a firm of debt collectors/tracing agents.
Take the gf to The Small Claims Court.
Obtain a CCJ.
Spend the next 6 years trying to enforce the CCJ.

Mutton_Geoff

Spend the next 6 years trying to enforce the CCJ

Very true. I have an outstanding debt that was heard in the County Court and a CCJ issued. A few payments were made then dried up but I live in the knowledge that the debtor, for the sake of a few hundred quid, now has a CCJ on his record.

The money would have been nice but in a sadistic way, the CCJ is nice enough :rotfl:

RainMaker_2

pinkshoes wrote: »

You should pay the rent (put yourself in the shoes of the landlord who has lost out on £2000 here), then attempt to claim back the money through the small claims court, but you will need an address of one of the girls to do this.

Send the summons to their parents house. Then when it's not paid petition for bankruptcy. That should focus their minds !

eightball_2

Quote:
Originally Posted by feisty1
ye......... they either want to wriggle out of paying/cry mis-selling or want free legal/financial & mortgage "advice"..........It is amazing how people will come on an internet forum and trust the words of others!.........I wonder if they get the wrong "advice" if they come back on here looking for compensation!

GDB2222 wrote: »

Look at my sig.

Too right Feisty1

But GDB222 Hahahahaha why post on here then if your opinon or help can not be trusted.........do you just pretend to know about stuff....but really have no idea:rotfl: :rotfl: :rotfl:

clutton_2

i am a landlord and i hate guarantors like you - signing a guarantee is a serious legal document and a serious committment - now you are trying to renege on your legal responsibility - you are clearly an astonishingly clever person - why would you give your family and children such an appalling example as this behviour ?

poppysarah

I think the idea of asking someone to be a guarantor is wrong. Its rarely explained fully. It is a serious thing to be doing for someone and should probably only be done after legal advice.

tbs624

poppysarah wrote: »

I think the idea of asking someone to be a guarantor is wrong.

So what would you suggest as a valid alternative? It's standard practice for any financial transaction where one party does not meet the criteria required by the other.

poppysarah wrote: »

Its rarely explained fully. It is a serious thing to be doing for someone and should probably only be done after legal advice.

How about people taking responsibility for getting their own verification of what it is that they are signing up to? The onus to go through the full implications of the agreement to the full satisfaction of a potential guarantor cannot rest on the person who is asking for the guarantee &, even if it did, the guarantor would be a fool to not seek independent advice.

There seem to have been a number of posts on here on different issues with people complaining that "no-one told me" - if you are over 18 and old enough to sign a legal document then you are old enough to know to get qualified clarification before doing so.

Most decent tenancy agreements etc will actually state at the top "this is a legally binding document - please seek advice before signing it" or a phrase to that effect, and this is no different.

There's a bit of a pattern here - the son's GF promised to pay her rent but reneged, the guarantor gets chased but in turn wants to renege on his/her own contractual commitments - I'm not sure what makes the OP any different to the son's GF in terms of "unfair" behaviour

FraudBuster

Please help................... Urgent.
I signed this but did not understand it.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.

GDB2222

eightball wrote: »

But GDB222 Hahahahaha why post on here then if your opinon or help can not be trusted.........do you just pretend to know about stuff....but really have no idea:rotfl: :rotfl: :rotfl:

I knew that I should only ever have said nice things about mortgage brokers. Now you're getting your own back. Of course people can't rely on my opinions - unless they are prepared to pay my fees.

hethmar

Im afraid you will have to pay up - you entered an agreement guaranteeing that you would pay any debts and now there are debts to pay. There are no loopholes - how would you feel if it were the other way round?

Id have made sure that I contacted the landlord back when son broke up with girlfriend personally - but then hindsight is a wonderful thing.

Bite the bullet time and then track down the girlfriend