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Can I Find A Legal Loophole In This Guarantor Form I Signed.. Court Case Next Week

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Comments

  • GDB2222
    GDB2222 Posts: 26,364 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Just to clarify the above.

    I think you have an argument about whether there was consideration under the contract, and indeed I think that's the only argument you have.

    Don't get the judge's back up by arguing no-hope points about faxing and originals.

    Do get advice about the consideration argument and how best to present it.
    No reliance should be placed on the above! Absolutely none, do you hear?
  • Catti
    Catti Posts: 372 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Make an offer to settle before Court at half the claim!
  • As GDB222 says, I think you have an argument about the validity of the guarantee. That is the "legal" answer.

    The "in consideration" wording is odd and isn't necessary in a deed. To be honest you could probably spend thousands in legal fees trying to resolve it and don't expect a County Court judge to be sympathetic if your argument is a technicality (which it appears to be).

    If I were the landlord and the County Court Judge's decision went against me I would have no hesitation in taking it to the High Court - where the costs start getting really scary.

    The non-legal answer is therefore to pay up now to save more pain later. If you can afford to do it, I'd suggest that as the least-pain approach.

    If you do decide to contest the consideration point, please don't raise issues about fax copies/originals. You will lose any credibility your consideration argument might have.
  • GDB2222
    GDB2222 Posts: 26,364 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Catti wrote: »
    Make an offer to settle before Court at half the claim!


    The OP needs to know where he stands first. If he has no real chance of winning, he may as well offer at least 80% as the case is due to be heard next week. If he has an excellent case, then maybe 50% is much too high?
    No reliance should be placed on the above! Absolutely none, do you hear?
  • GDB2222
    GDB2222 Posts: 26,364 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Unclepetey wrote: »
    If I were the landlord and the County Court Judge's decision went against me I would have no hesitation in taking it to the High Court - where the costs start getting really scary.

    If you were the LL you would presumably be mad to do that if the legal position was clear-cut and against you?
    No reliance should be placed on the above! Absolutely none, do you hear?
  • Catti
    Catti Posts: 372 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    GDB2222 wrote: »
    The OP needs to know where he stands first. If he has no real chance of winning, he may as well offer at least 80% as the case is due to be heard next week. If he has an excellent case, then maybe 50% is much too high?
    Very valid point. I have just dealt with a claim similar to this and we ended up settling because the arguments put forward for the Landlord were pretty convincing! But as you illustrate - every case is different. And the consideration issue here may be more valid as neither OP nor his close family derived any actual benefit....?
  • yeouch, expensive lesson!
  • hi, could the benefit be that the acceptance of the two tenants, one of whom my son was dating at the time, and his friend was my consideration for his detriment.. or that my consideration is simply their consideration that was transferable to me?
  • maninthestreet
    maninthestreet Posts: 16,127 Forumite
    Part of the Furniture
    drv1981 wrote: »
    hi, could the benefit be that the acceptance of the two tenants, one of whom my son was dating at the time, and his friend was my consideration for his detriment.. or that my consideration is simply their consideration that was transferable to me?

    You really do need to speak to a solicitor. Relying on free legal advice from people who post in this forum is extremely risky.
    "You were only supposed to blow the bl**dy doors off!!"
  • What is it with people and this site recently!!??

    Every bodys trying to wriggle out of somthing, its never there fault always some one elses

    you signed, you pay, its your fault and stop blaming some one else:mad:


    ooooow actualy i signed my mortgage application form by mistake do you reckon i could get out of paying my mortgage?!! :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
    I am a Mortgage adviser AdvCeMAP,CeCM,CeRCC,CeRER
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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