Just checked my credit files using Equifax:

cifpower

Barclaycard only search Equifax

naijapower

From past experience, MBNA use experian mainly

babyboo121

naijapower wrote: »

From past experience, MBNA use experian mainly

MBNA may check Experian but they definately load to Equifax with credit card apps.:cool:

debtdestroyer007

hi mate

appy for any card issued by barclaycard, that includes sky card, argos mastercard, bhs card or the tomas cook card. and u can still have a standard barclaycard.....
hope this helps

Simon_Preston

babyboo121 wrote: »

MBNA may check Experian but they definately load to Equifax with credit card apps.:cool:

Didn't with me. They loaded my Virgin application up to Experian. Doesn't show up on Equifax.

appy for any card issued by barclaycard, that includes sky card, argos mastercard, bhs card or the tomas cook card. and u can still have a standard barclaycard.....
hope this helps

Cheers for that info. Might come in handy in future.

babyboo121

Simon_Preston wrote: »

Didn't with me. They loaded my Virgin application up to Experian. Doesn't show up on Equifax.


Im confused by that as Virgin credit card applications are not dealt with by MBNA, they are handled by RBS, who do indeed load to Experian. (but also check Equifax!) :cool:

Simon_Preston

http://uk.virginmoney.com/virgin/credit-cards-v3/

The Virgin Credit Card is promoted by Virgin Money Limited and issued by MBNA Europe Bank Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. As the Virgin Credit Card is issued by MBNA you can't transfer a balance from another credit card issued by them. We will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority.

babyboo121

Thats interesting. RBS handle the Virgin One credit cards so its strange MBNA also deal with the other Virgin Credit Cards.
http://www.rbs.com/media03.asp?id=MEDIA_CENTRE/PRESS_RELEASES/2001/JULY/23_VIRGIN