The Mortgage Free in Three - Take 2 challenge (MFiT-T2)

adwat

Me too, carry on the good work FB - your efforts are very appreciated.

Trying_to_be_good

Shall we have a rota for thanking FB and Maz daily, so we stay on the first page?!:D

financialbliss

Ok. Half way through and time for a spring clean. :eek::eek::eek:

You may remember a few weeks ago I posted a list of dormant challengers, 50 in total:

3. Lunar Eclipse * Would like to withdraw.
10. RoxieW
14. catshark88
17. aliwali
22. Horse Owner
31. Aaagh
33. MagsyB
36. plzhelpmesave * Would like to withdraw.
39. cojaq
41. samnorris2
45. princessdaisy2k
50. coco2972
53. fabfuture
54. atypicalblonde
59. surrobeth
68. wacker293
71. kissjenn
72. Maslowe
74. Mamasaver
75. cosmokramer2004
78. Keefington
82. Wanna Be Mini Dave
87. Hels50
93. seese75
97. benbenandme
105. Mortgage Monkey
110. kiwigirl
112. icarrynocash
114. minimoocow
116. Norfolk Poppy
118. claire2273
123. canadiangirl78
124. tomtom03
132. Scan
136. FunnyRabbit
148. BlueBellsdream
151. lowtidesurf
155. Batfink
161. VickyA
162. improvideadaptovercome
164. milliemonster
167. debt free gonnabe
176. jazzyjustlaw
181. zavarony
186. matt696
187. cmuk
188. Tartan Mum
190. rsdiscos
203. genty
205. Mortgage-free-2010

Only two Lunar Eclipse and plzhelpmesave have been kind enough to post back that they would like to leave. So, with 2 definitely out and the remaining 48 not responding, I've decided to have a spring clean!

The above 50 numbers become spare, identified as ### Spare Slot ### in the charts and post #1 of this thread.

I've PM'd Sophi who originally asked to join the challenge at this half way point, offering her first pick of any of the free slots.

Alternatively, if you're reading this and would like to join for the remainder of the challenge, please post here with:

* Your forum user name
* The challenger number you would like
* Your mortgage objective for the remaining part of the challenge.

If I've not picked up your request within a few days, nudge me with a PM and I'll get you added in.

Financial Bliss.

curlygirl1971

Trying_to_be_good wrote: »

Shall we have a rota for thanking FB and Maz daily, so we stay on the first page?!:D

Just past midnight and high time I took time to thank FB and Maz :rotfl:

THANK YOU!!!!!

tattycath

We've dropped a few pages...
My turn to say thanks to FB and Maz :rotfl:

Thank you both. :T xx

Kaz2904

Benbenandme is on the list as having not responded but she posted in the previous page. I'll pm her and get her to pm you with her details. I think she said she wanted to stay in the challenge ?
ETA: I can't pm her. Her pm box is full. Not sure what to do now?

tattycath

I sent an update on the update form early in the week - did you get it? I ask because i see you have updated the chart but in the 'who's updated' it says I haven't

black_taxi_2

paid £706 today

last o/p for many months

sorting out bank balance and emergency fund for good--7k target

best of luck everyone

curlygirl1971

£208 OP'd today. Not sure of balance yet but it will be under £32k. Daily interest is now around the £3.10 mark.

Just because I'm sad I've worked out that:-

57.01% of my OP's are financed by regular income (ie An OP is an item in my monthly budget and then any amounts I've not spent from Current Account or surplus on savings gets swept up as an OP) and

42.99% of my OP's are financed by sources of extra income (Performance bonus, cashback earnings, banking rewards, Interest earned on savings).

Infact since January 2010 around £646 has been OP'd thanks to 'being bothered'*

*Someone close to me can't be bothered to use cashback sites, can't be bothered to move money from one account to another to maximise interest, can't be bothered to collect clubcard/nectar points, can't be bothered to cycle £1k through their Halifax reward account to earn £5........IT DRIVES ME INSANE

Okay back to work to earn those OP's

Trying_to_be_good

Hang in there Black Taxi.

Good to see some of our challengers back - I can't believe how fast 2011 is going, so I'm sure some will be back not realising they're missing out on our fun!

My normal overpayment has gone to the offset savings account, should find out if I'm being offered voluntary redundancy next week - then a tough decision to make on whether to go, and if I do want to go, when. The longer I can keep my salary coming in, then more I can pay down the mortgage, but the less time I spend in my lovely home as I work away. And I'm absolutely knackered by working away.

Will let you know and ask if you'd be kind enough to help with the though process when I know any more!