Please help, desperatly worried

andyathers

Just an update, well nothing at all.I have had no contact from Tesco.Its still aerly yet though.I will keep the thread informed.

Thankyou for all the help

andyathers

Hello,

Just updating on the situation.I recieved a judgement today from Northampton court.I have to pay exactly the same payment that payplan suggested.
So im happy with that amount.I have a couple of questions though.

1. Tesco's solicitors never replied with the CPR request.

2. What will Tesco's plan be now.If I always pay ontime ETC,what are there options.

Thankyou Andy

andyathers

Just another update.

I was sent blue court forms from northampton court, regarding a tesco loan.I informed Payplan about this.They asked me to send the original courts forms for them to deal with.

They did this and I would have thought admitted the debt.In the meantime I sent a CPR request to Incasso(tesco solicitors).I sent it recorded delivery they signed for it.That was a month ago and they havent replied with it.

Also Tesco have never defaulted me.

I now have recieved a reply from the court sayinf i must pay each month what Payplan suggested.
Has anybody got any advice regarding this.

Thankyou

fatbelly

andyathers wrote: »

I now have recieved a reply from the court sayinf i must pay each month what Payplan suggested.
Has anybody got any advice regarding this.

Thankyou

You should make the monthly payments as ordered.

This is what I suggested would happen in post #12

If Tesco aren't happy with the court's judgement they can apply for a redetermination. They have 14 days.

Let us know if this hapens.

10past6

andyathers wrote: »

1. Tesco's solicitors never replied with the CPR request.

Chances are they won't, very few solicitors reply to a CRP request.

andyathers wrote: »

2. What will Tesco's plan be now.If I always pay ontime ETC,what are there options.

If the creditor has accepted your offer, then that's the end of the case, you MUST keep up with the court judgement, this has now become a priority debt.

Chances are you've also gained a CCJ.

andyathers

Hello Thanks,

Looks like as CCJ. I was just wondering if the fact no default was issued and no CPR recieved can I do anything.
I mean whats the point of defaults,CPR requests if they dont matter and the debter gets a CCJ anyway.

Thanks Andy

fatbelly

Your response to the court indicated that you accepted that you owed the money and were offering to pay in instalments.

You have received a white form headed 'judgement for claimant' . This IS a ccj.

If it then says (acceptance) it means the creditor accepted your offer and so that is that as long as you keep paying.

If it says (after determination) it means that the creditor didn't like it but the court overruled, and did so without a hearing. It's then that the creditor can apply for a redetermination

10past6

andyathers wrote: »

Hello Thanks,

Looks like as CCJ. I was just wondering if the fact no default was issued and no CPR recieved can I do anything.
I mean whats the point of defaults,CPR requests if they dont matter and the debter gets a CCJ anyway.

Thanks Andy

You never disputed the claim Andy, this is the problem when allowing agencies like Payplan / CCCS / CAB to act on the defendants behalf.

andyathers

Thanks fro the reply.So basically this one is here to stay.I will learn a lesson and defend should I get another in the future.

Andy

andyathers

Hello I recieved this from the court granting tesco(incasso) a CCJ.It is for the exact amount that I pay into my DMP with paypal.What I dont understand is, payplan have just e-mailed me saying they have sent documentation to the court and asked for it to be heard at a local court.

I have phoned paypal but they have gone now.I was just wondering what paypal are doing.Surely getting the same amount set by the court is a good thing.I was expecting the court to suggest something ridiculous.I an happy with the amount set,which is what I pay anyway.

I just dont understand what Paypal are doing now and what they hope to achieve.I dont understand the system at all.
I have blanked out a copy of the CCJ attached below.

Thanks