Virgin Credit Card

YorkshireBoy

GOLFER wrote: »

Can anyone tell me if VIRGIN offer paperless statements ie online statements instead of one to your home.

Virgin have been bombarding me for some time now with e-mails about going paper-free.

Trembling_Turnip

AlwaysWorking wrote: »

Hi

I paid it online this morning at 10am...but then discovered that despite paying withing ten and a half hours of getting it, it'll be overdue - it's due to be paid on 11th January and paying online takes 2 working days.

!

If you paid it Thursday morning and it takes 2 days then won't it clear Saturday anyway? Plus 11 Jan is a Sunday so you might be alright anyway.

But yes - DD is the way forward....

YorkshireBoy

Trembling_Turnip wrote: »

If you paid it Thursday morning and it takes 2 days then won't it clear Saturday anyway? Plus 11 Jan is a Sunday so you might be alright anyway.

Working days means it'll be Monday, unfortunately.

fairydiamond

I've been caught out twice with Virgin taking ages and ages to credit my account with payments I have made. Luckily I am now shifting the balance to a new interest free card, I am never dealing with MBNA again.

SpamValley

This was the subject of a letter in the Guardian money section a month or two ago, that Virgin's credit card statements are consistently arriving a full week or more after the statement date, and the due date is often a Monday, meaning that you have are left with only a few days between receiving a paper bill and having to make the payment.

I've been noticing it myself too, the longest delay was my November statement, which arrived 8 days after the date it was printed. Can't help but wonder if this is a sly deliberate way to rack up late payment fees and to encourage default on promotional rates.

AlwaysWorking

Thanks for all of your replies. I checked my account online this morning and they've charged me £12 late fee. I know that's not much to some, but I was so determined this was going to be my year to become debt free and on Friday I had to agree to a 25% paycut (property related job) as the business isn't doing well. I've written to Virgin to see if they will waive the fee as I always pay on time and have now set up a DD.