Credit cards should be banned.

IN_LIKE_EVERYONE_ELSE!

I was too busy looking after my business and neglected to pay Halifax Card over December, my phone was red hot!! They added charges and late this and naughty boy that, I paid up when I had the opportunity and the phone stopped ringing. Credit cards should be banned.

grumbler

I love my plastic.

IN_LIKE_EVERYONE_ELSE! wrote:

I was too busy looking after my business and neglected to pay Halifax Card over December

Were you too busy in Novermber too to set up a Direct Debit to take minimum/full paymets?

Credit cards should be banned.

You can easily ban your cards. Aren't you to busy to bother about all cards? I don't want my cards to be banned ...

Sorry, cannot resist ...

EDIT: answer to the question below: Yes, I was No3 to vote and No2 to vote for CCs: I love my plastic!

P.S. Start the same thread at the Credit Cards board and you will get 9:1 (or even 99:1) in favour or CCs.

IN_LIKE_EVERYONE_ELSE!

Nice one Grumbler, the amount of crap I get through the post box is amazing, I think I will just seal it up!

P.S. did you vote?

stanmoresaver

IN_LIKE_EVERYONE_ELSE! wrote:

Credit cards should be banned.

As my uncle always said- "when sometime goes wrong and you want to look for something to blame- best place to start is by looking in the mirror"!

IN_LIKE_EVERYONE_ELSE!

I sold my mirror on Ebay and used the money to pay off my credit cards!

Xbigman

I love my plastic.

I can't agree. Credit cards are very usefull. Maybe you need to pass a credit test before being allowed one. Although the banks would probably withdraw them if everyone knew how to use them.
Regards



X

rainbowseeker

Credit cards are a bad thing.

I agree credit cards are very useful - if you can make sure you are controlling them and don't let them control you. But truth is some people (ME!) just can't handle credit and shouldn't be given a card - might as well hand me a noose and have done with it. They should carry a health warning like ciggies - 'spending on credit cards can seriously damage your wealth'.

JAMIEDODGER

i guess its the way you use them. if you can be good and use them in the right way, they can be a good tool that can "make" you money but if not...you should stay away from them

pixie1

Credit cards are a bad thing.

rainbowseeker wrote:

I agree credit cards are very useful - if you can make sure you are controlling them and don't let them control you. But truth is some people (ME!) just can't handle credit and shouldn't be given a card - might as well hand me a noose and have done with it. They should carry a health warning like ciggies - 'spending on credit cards can seriously damage your wealth'.

Im with you Rainbow, I cant handle credit at all.

Instead of them been banned completely maybe there should be a limit to the number you can have and also a limit on the total credit limit.

daveboy

I love my plastic.

Credit cards should be banned for muppets who sign up to the terms and conditions then complain when they don't adhere to them.

I also think being shot by firing squad is a suitable punishment.

If anything loans are the thing that cause more of a problem...if you are savvy enough credit cards shouldn't really cost you much, or anything at all.

Mark7799

I love my plastic.

At the time of my posting this, twelve people have voted 'yes' to the post. I assume they have all either
a) returned all cards or never had any in the first place
or
b) are paying off balances and not using them for further purchases