Feb. '06 - Pin Money Savings Challenge

FunkyFairy

Can i include money i get as cash back form reward sites ie rpoints and pigsbank?

omega_2

Oh, yes, I would: if it was straightforward cashback, it would be Actual PMS for me. If I gained a reward, eg a book which I then used for a pressie, say, it would be Virtual PMS, as it would be helping out my pressie buying budget.

Hope this helps rather than confuses! It's how I would deal with it - all of our circumstances are different!

FunkyFairy

omega wrote:

Oh, yes, I would: if it was straightforward cashback, it would be Actual PMS for me. If I gained a reward, eg a book which I then used for a pressie, say, it would be Virtual PMS, as it would be helping out my pressie buying budget.

Hope this helps rather than confuses! It's how I would deal with it - all of our circumstances are different!

TY i got £45 cash back from Rpoints this morning and a £8.75 CD WOW voucher from Pigsbank.

I will add them

omega_2

FF - great going!

aPMS: £10.08 from mystery shopping (2nd income), so it's been an ok start to the month. Busy with ebaying whilst my daughter has been away - just hope I keep up the momentum!!!

omega_2

aPMS: e-baying has made £25.60 so far (this is after I have put 20% into my daughter's piggybank) so aPMS is looking OK at £35.68. :j :j :j

cha97michelle

I'm doing ok. £7.02 from doing surveys, cashback, and BOGOFs. I could probably have included more from shopping underbudget.

I now have over £50 in the ING account in just two months. I keep moving little bits as and when they are earnt. Although, they haven't actually been sent to me yet from the companies, so it will be a doubley nice surprise when it hits my current account as i'll have the savings, plus a nice cash bonus. :beer:

jaybee

I'm doing well this month! For the first time I have actually put some books on Amazon to sell and I'm waiting for them to credit me with £68!!!! I'm well pleased with that as I really didn't expect to do very much! Apart from that I had £27 back from eCashBack and £9.48 from vouchers in Sainsbury's. I am being good as well and transferring it straight into my savings a/c.

ladywood

End of my month. My goal was £50 and I have got up to £215! :j mainly through eBay and Amazon sales! So I'll be putting this in savings.

We need every penny at the moment - we have bought a house and are renovating it while still renting (so paying mortgage and rent for a while ) and last week the plumber discovered that the piping (gas and water) in the whole place was dangerous. So we are having to have the whole heating and water system replaced! Best part of £10K that we hadn't budgeted for.... :eek:
Thankfully partner's parents are helping out with some of it but it means that we will have to borrow again... just when we had cleared our debts

So my goal for March is £100 to add to the plumbing fund!