RMA Debt Collection Agency

Justindebt

Glad to see this thread.

This outfit called me yestarday about my MBNA card.

Now, I am up to date with my MBNA Payments, but I am £200 over the limit.

RMA called me again today. I gave the woman short shift, saying I had spoken to her colleague yesterday.

I have had no written communication from either MBNA nor RMA about this.

And I would have thought a credit card company wouldn't have sold on a debt unless there were a certain number of payments missed, and not for being acouple of hundred pounds overlimit.

Is this usual?

THE_LONE_RANGER_4

Hi There Theses Muppetts Made My Life Hell For 7 Weeks They Phoned Me At Work At Home Up To 12 Times A Week Insulted My Wife Even My 7 Year Old ,they Even Quistioned My Work Mate Asked Him odd Quistions Then I Fought Back Grew A Back Bone And Took All Theses Maggotts On I Had A Slanging Match With This Lovely Woman Who Said Things Such As You Havent Got A Life Until You Pay Up What Will Your Nieghbors Say If They Find Out Real Intimidation Merchants So I Contacted The Barclays Whos Debt It Was Relayed What I Had Suffered And Sent Them 25 Emails They Replied ANd They Would Check In To It They Replied Said Rma Would Not Contact Me Again Said They Would Accept Repayment Programme And Would Be Writing To Me That Was 14 Months Ago So Make Of What You Will Dont Negotiate With Debt Collecting Companys Go To Court Instead 1 Cj Your Credit Shot Any Way Do A Monthly Payment Agreed Through The Courts These Debt Collecting Companys Will Leave You To StarvE Dont Pay Them

jcragg

hi i work at RMA in preston this big bad Debt collection agency you are all so mad at. has it never considered to you all to keep up with payments and dont spend what you cant afforsd to pay back and i think all you would be calling if someone owed you money speak to you soon maybe

jcragg

oh and by the way if you dont want to be called at certain numbers do not provide them and we only call once a day if we can

Harassed_2

you cant afforsd to pay back and i think all you would be calling if someone owed you money speak to you soon maybe

And Mr. Cragg confirms the opinion held of the 'quality' of staff at RMA, if indeed he works there.

If RMA hassle you, just make a formal complaint to your local Trading Standards office.

THE_LONE_RANGER_4

hi, i had dealings with rma ages ago dont bother chatting with these morons do everything by letter but if they are harrassing you and over stepping the mark contact barclays direct and complain about them state you will never pay rma and they barclays are accountable for rma behavior also a letter to oft etc,pm me and i will tell you who to contact via email at barclays they will get there calls stopped ,speaking as some one who is now debt free i refused to deal with dca its pointless some creditors just bring them in to put preasure on you to pay what you cant afford offer your creditor what you can afford only up it when you can afford it,if they dont like it tell them you will see them in court,remember everything by letter only just think creditors do everything by letter ie you have 14 days to do this that ,that is there way of covering there backs and proof of what was said with you etc so you do the same in writing not silly phone chitt chatt,also tell your boss in confidence when it happened to me i did and he let me use the firms solicitor which combined with contacting barclays removed rma in my case ,but be positve im debt free now so to say the above is easy when you havent got dca after you but i cleared all my debt fromhard work and being honest if i had let the dca bully me in to paying what i couldnt afford id probably be still in debt now by leaving debts which should have been paid first all the best .oh by the way ignore tootsie roll (has issues is a debt collector then isnt a bit of a confused individuall)

THE_LONE_RANGER_4

Why? The Practices Of Rma Etc Are Well Known Bully Boy Tactics And The Actuall Ability To Do Nothing Realy Is THE Case

THE_LONE_RANGER_4

im not being funny any advice with regards dca tactics please post as i do

vjl

Hello, i have just discovered this forum and wish i had found it a year ago when i first had dealings with rma. Sadly, instead of checking out details and facts re debt collection i just believed what they told me and have been paying them a monthly amount of money. In March i asked what my balance outstanding was and nearly fainted when told that it was actually two thousand pounds more than the original debt! I have nothing in writing from them and they claim the charges have been issued by mbna and not them. I told them i would be contacting Morgan Stanley but was rudely told that i was nothing more than a bad debt and Morgan Stanley would not want to deal with me. Rma refuse to send me a break down of the charges - by the way i have just got the 'we are a telephone company' line - and are threatening to take it further. I also quoted OFT and CAB at them regarding business practices but was attacked verbally and it was then that the woman caller shouted that they wanted the balance now. They have also offered to do me a 'deal' if i can come up with the balance within a week. I know i shouldn't have got into debt (again the rma woman told me that in no uncertain terms!) What awful people - if anyone has any advice i would love to hear it.

abouttogounder

God this has really scared me now!! About to embark on DMP with Payplan and didnt realise I still might get hassled by DCAs. I just hope I dont end up with this RMA lot! Anybody had DMPs and not got threats. What do PlayPlan advise?