Help!!!

Elizium

Any of you that read my other thread, about OH self employed work
drying up so we cant pay rent.
Well weve spoken and been through everything, and it seems the only
route to go is to get evicted which we will cus we cant pay rent.

Spoke to Landlord, bascially, lease is up end of Feb, so they will not renew it, wether we pay rent or not, silly cus if the next renters lose there job, be in
same situ, nowts for sure now.

Spoke to council, till we are made homeless, nothing will happen,
fair enough understand that, rules are rules.

So bed and breakfast it looks, how do I tell my 13 year old daughter.
This is first proper home shes had in years.
She has counciling, shes got emotional probs, self harm,
how do I tell her, how do I protect her?
What about her cat? she adores him, he sleeps in her bed, when she was going through bad times, hes her rock, I know it sounds silly, but he is.

Will we have to pay for bed and breakfast, surely that will be more than rent a month?

What do we do, just give up and go on the dole, damn ive always been a fighter, i was single for years bringing my daughter up, but still working, but where has it got me, I lost my faith, motivation, my will for things,
and ive let my daughter down, i just dont know how to tell her, weve got to live in a B&B

puddy

have you put your accounts and income and outgoing on the other section on here, apparently theres loads of experts who have been in the same situation who will be able to help. i can only see further problems for your daughter if you are made homeless because of the disruption. and speaking as a cat owner and lover, you need to see what you can do, to get some income quickly so that you can make the rent each month,can he do other work, are you working? what extra work can you both do?

ruggedtoast

I dont know, but I do know that sometimes things have to fall apart before they can be put back together.

Looks like all you can do is tell your daughter, wait to be evicted and rehoused by the council and then start rebuilding.

So thats what you can do. And I'll bet you do too.

maryotuam

My heart goes out to you and I realise there is very little advice I can give you. I hope more knowledgeable people come on here soon with real practical advice.
All I can suggest for now is to either go to the Citizen's Advice Bureau or if you feel desperate enough ring Social services and ask if they can help you.

My stepdaughter spent 4 months with her 4 children in a homeless hostel and although it wasn't great, they survived and were given a really nice 3 bedroomed council house. So think of the potential move into a B & B as a temporary move. Don't let your daughter see you too upset and tell her you will soon be moved to a much nicer place.
Good Luck As you said you are a strong person and you will get through this.

puddy

you should be entitled to housing benefit if you and your partner have no or low income. based on that, contact your local housing office at the council, they should have a section who deal with private rentals, they may have a scheme whereby they will guarentee the deposit for renters who need to claim HB, go and see them and explain the situation, especially the fact that your daughter has got some problems and needs that may be affected by instability in your housing situation.
then phone social services, self refer as a 'child in need' tell them that you need them to carry out an 'initial assessment' or a 'core assessment' (depends on the council the way they set their teams up). within that assessment you need to specify that your ability to meet your daughters emotional needs and provide for the family is being affected by this uncertainty in your housing situation. you need to ask them to refer or liaise with their housing department on your behalf and for them to find out what benefits and resources they can advise you of. you will need to be fairly forthright (not agressive) about what you expect them to do. however, you need to remember that they will not provide housing or money for clients, but if you fight hard enough they should be persuaded to fight on your behalf for services that you need.
dont be scared of saying the stuff about your daughter, she wont be removed or anything like that, the social worker may be asking you to change some things or even refer you both for family support etc etc but in addition will be looking at practical aspects of your lives.

good luck

shamac

Best of luck. The stable part of your daughters life has been and will remain and that is YOU and how much you love and care for her. She is very lucky to have such a loving mum. As for the beloved cat-do you have friends or family that could catsit for a while? Would any of her own friends be willing to have it-then at least your daughter could visit. Have a look inYellow pages or online for a cat sanctuary near to you-they could take it in short term and your daughter could visit. If she has self-harmed,has your GP been involved?-maybe they could help influence the council that you need help.

Please keep posting-we will all support you as much as we can and give your girl a collective hug from all the MSE'rs

Sharon xx

Elizium

Thanks for the kind words.
I used to be on HB few years ago, they had my bank statements,
wage slips ect and after 2 years on HB decided they were paying me too much!!! I had to pay it back!!!
Plus OH bank statements are showing nil for ages, just a little here and there
dont know how we have survived, well i do but thats all in the hands
of debt collectors now.
not sure we can afford anything!!
OH has a garenteed loan with someone, so cant go backrupt
becuase he will take him down too!!!

barnaby-bear

Elizium wrote: »

Any of you that read my other thread, about OH self employed work
drying up so we cant pay rent.
Well weve spoken and been through everything, and it seems the only
route to go is to get evicted which we will cus we cant pay rent.

Spoke to Landlord, bascially, lease is up end of Feb, so they will not renew it, wether we pay rent or not, silly cus if the next renters lose there job, be in
same situ, nowts for sure now.

Spoke to council, till we are made homeless, nothing will happen,
fair enough understand that, rules are rules.

So bed and breakfast it looks, how do I tell my 13 year old daughter.
This is first proper home shes had in years.
She has counciling, shes got emotional probs, self harm,
how do I tell her, how do I protect her?
What about her cat? she adores him, he sleeps in her bed, when she was going through bad times, hes her rock, I know it sounds silly, but he is.

Will we have to pay for bed and breakfast, surely that will be more than rent a month?

What do we do, just give up and go on the dole, damn ive always been a fighter, i was single for years bringing my daughter up, but still working, but where has it got me, I lost my faith, motivation, my will for things,
and ive let my daughter down, i just dont know how to tell her, weve got to live in a B&B

http://forums.moneysavingexpert.com/showthread.html?t=676147&highlight=bluemonkey

http://forums.moneysavingexpert.com/showthread.html?t=1381137

I have a feeling there is some obligation for homeless support to pay for storage and kenneling for pets
http://england.shelter.org.uk/get_advice/advice_topics/homelessness/help_from_the_council/storage_for_personal_belongings

The long threads have lots of advice/links but you need professional housing advice from shelter/cab or CAP

Elizium

I have a feeling there is some obligation for homeless support to pay for storage and kenneling for pets
http://england.shelter.org.uk/get_ad...nal_belongings

The long threads have lots of advice/links but you need professional housing advice from shelter/cab or CAP


Thanks for that info, very helpfull, i will have a good read.

barnaby-bear

Elizium wrote: »

I have a feeling there is some obligation for homeless support to pay for storage and kenneling for pets
http://england.shelter.org.uk/get_ad...nal_belongings

The long threads have lots of advice/links but you need professional housing advice from shelter/cab or CAP


Thanks for that info, very helpfull, i will have a good read.

http://forums.moneysavingexpert.com/showthread.html?p=17349539#post17349539

There are quite a lot of people with a good knowledge of the processes and tick boxes; there is a lot of help available if you can get the advice to access it. Hopefully some people with a better knowledge will be along soon so stay on line.

barnaby-bear

Elizium wrote: »

Thanks for the kind words.
I used to be on HB few years ago, they had my bank statements,
wage slips ect and after 2 years on HB decided they were paying me too much!!! I had to pay it back!!!
Plus OH bank statements are showing nil for ages, just a little here and there
dont know how we have survived, well i do but thats all in the hands
of debt collectors now.
not sure we can afford anything!!
OH has a garenteed loan with someone, so cant go backrupt
becuase he will take him down too!!!

I'd suggest these forums might have some people with a good working knowledge of what you are entitled to with the self-employed aspect
http://forums.moneysavingexpert.com/forumdisplay.html?f=23