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2009 New Years Resolution-MFW Diary

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  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Good luck hon x
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    So just to remind myself: I am allowed 4 nights of alcohol in the run up to Christmas Eve.

    [strike] impossible [/strike] easypeasy Good Luck with that :D
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Oh well, everything changes tomorrow......how am I going to cope?? Anybody got any ideas how I can congratulate myself if when I manage to complete my challenge?

    Here is lots of good luck good-luck.jpg so that you will complete all of your challanges!

    I would treat myself to a bottle of champs for not drinking and new boots for not spending....but only at the end of the month of course, not at the end of each week! :D
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Its' day one of the December TPA nutty challenge!!

    So far I have not spent any money and not drunk any alcohol (although it is only 17:23!)

    I am working tonight so will be earning, not spending and never have a drink that late when I return; so at least today looks like being a sucess:j. Just another 22 days to go:rolleyes:

    I'm loving all the suggestions one how to congratulate myself, especially the one about new botts and drinks at the end of every week...oh bum you actually meant month Sml...oh well I can dream:rotfl:

    I forget to tell you all some exciting news, I have an interview next week - how scary I've not had one since 1993:eek: Its not instead of my full time position but something exciting that may grow to more in time - is that secretive enough for you all?:confused::rotfl:

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Yep... Suitably mysterious...lol! :confused: Good luck! :rotfl:
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • evab_2
    evab_2 Posts: 2,336 Forumite
    Good luck with your challenge and job interview will be looking forward to hearing more.
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Sounds exciting - is it for MI5 :confused:

    Good luck with your challenges :j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    I forget to tell you all some exciting news, I have an interview next week - how scary I've not had one since 1993:eek: Its not instead of my full time position but something exciting that may grow to more in time - is that secretive enough for you all?:confused::rotfl:

    TPAx

    main.php?g2_view=core.DownloadItem&g2_itemId=94&g2_serialNumber=2
  • Tesco_points_addict
    Tesco_points_addict Posts: 3,242 Forumite
    edited 2 December 2009 at 9:25PM
    Day two of TPA MIC (TPAs mad impossible challenge):rotfl:

    No alcohol no spending! I'm good!!!:D

    Cheque received today for £50 from car referal and £65.43 from Quidco:j

    Have paid off the rediculous CC bill and worked out savings/mortgage etc. We are now running 66.83% offset against mortgage:j It's creeping up slowly but surely:j.

    Barclays regular saver finished this month, anyone know how to work out if i've received the corrrect interest?? We were saving £250 per month at 6.5%. Stuart GG I need you and your funny spread sheet thingys!

    God i'm proud of myself (hubbys alright too!)

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • chirpchirp
    chirpchirp Posts: 1,983 Forumite
    Part of the Furniture Combo Breaker
    Have you checked Martin's savings calculator? Put 0.00 in as the current balance and then the monthly amount with the percentage amount.
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