Saturday 3/1/09 What smll dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• make a loaf in breadmaker - done
• check online banking - done
• move some money into savings - done
• storecupboard lunch
• tea at party tonight
• swim and jacuzzi to use gym membership
• reduce, reuse, recycle - remaining xmas cards to recycle box,
• one thing for fun - see what appears;)
• low spend day - veggies from market
• sparkle -

Have a great Saturday everyone, off to the gym now catch you all later:D

lilly81

Hey Guys,

Today I have/will:
*use webcam to talk to friends
*checked online banking
*store cupboard meal
*write meal plan and shopping list
*price up shopping list
*bake biscuits with DS

Lilly X

P.S. Im second :j

halight

Hi all,
Very cold here today.
anyway today i will/have done,
cheak quidco,
cheak online banking,
do any servays online,
do my payment a day on my CC.
cook a stew for dinner tonight.

Have a great day all

mickey_mouse

Gooooooooooooooooood Morning

warm hugs to everyone. Today I am sporting sports socks as I am off to play tennis later.


Today I will ...

- do daily clicks
- do scratch card (10p)
- do comps
- play tennis and do wii fit
- work out meal plans
- put money in Rasher my sealed pot
- redeem for£5 amazon voucher on bingoport
- hopefully have a nsd

good luck everyone:D

DawnW

So far I have:
x Taken down the rest of the Xmas decorations and put them away carefully for next year.
x Fed my chickens with some scraps (their favourite) and defrosted their water as it is really freezing here again!
x Cut up any suitable old Xmas cards to make gift tags for next year.
x Cleaned house (or bits of it) with stuff I already have.
x Put some items on Freecycle to declutter.

Later I will:
x Do a bit of shopping, but only a few things, and treat myself to a Saturday newspaper (only buy on Sat, make do with online the rest of the week).
x Make a storecupboard lunch and supper, and cook up a couple of other things for early next week as I return to work on Monday:(
x Take dogs for walk to walk off some of Christmas excess:eek:

lilian1977

Hi everyone

Today I have/will:

* Work PT job this morning, 4 hours extra pay next Thursday
* Checked online banking - £8 payment made to Vanquis has reappeared in account for some reason, but this happened a few months ago with Capital One and then it just got taken out a week or so later, so will phone them tonight to make sure payment hasn't been declined for any reason, and just keep the £8 in available funds until it goes out
* Move 2p to savings - balance is only £8.03 and I need the £8 for Vanquis! It all adds up though!
* Breakfast was cereal and a boiled egg at home, made a sandwich for lunch and brought some nuts and an apple from home for snacks.
* Going to see the Charlie and Lola play this afternoon, tickets bought by BF for Christmas present
* Straight home after that, making chips, egg and beans to use up eggs that go off on 6th, and make some room in the freezer
* Nervously await announcement of new Dr Who!
* Watch Demons and last night's Eastenders
* Get some sleep - tired today!
* Free daily scratchcard - 10p only Again all adds up!

Have lovely days everyone

cassey1

Morning everyone.
Today i am weaing socks with multi coloured hearts.

Today i have
Two quick wash loads,drying on clothes rack.
Checked on line banking.
done WII fit.
checked for surveys.
took all decs and cards down.
started tidying up house.
used last bit of body lotion,can now start new one which i have had a while before using ones i got for Christmas. (nicked Andans idea).
been to bottle bank.

Today i will
Finish tidying the house.
cut christmas cards into tags.
Do ironing from yesterdays wash load.
Make HM soup for lunch.
Should be NSD.
Do comps.
PUt boots advantage coupons in purse.

My fun thing for today is DH is taking me out for a meal tonight,as my Birthday tomorrow.

Have a great day everyone,will try and catch up with you all later.

JAMIEDODGER

morning:)

Today I will be/have done:

- Make loaf in BM for lunch
- Start making plans for occasions throughout the year (easter, mothers day etc)
- Phone my dad and see if he has any spare 12" pots
- Buy The Times for voucher eat out for £5:)
- Make cheesecake for tea tomorrow
- Have a root around in the freezer and see what needs using up:)

Have a great dfw day everyone!!!:D

shopaholic84

Morning all,

Today i have/will:

* Spend less than £30 when i go shopping with OH
* Check online banking
* Pays Kays bill for January
* Won 10p on free daily scatchcard
* Post off Barclaycard min payment cheque
* Have a night in and watch CBB

I think thats it today, have a fab day all.
x

mooomin

Hi all!!

No socks on at the moment, but I did commandeer t'other halfs Atari t-shirt for doing the housework in. I love geekery Shameless copy and paste below from my own thread, I woke up at flipping six o clock this morning...

Today I have done or will do:

• [strike]Washing. One load done, another in the machine already. 3rd load is in the machine at the moment (And it's only 8.30am!) and once that's done I'm finished with washing as I will have run out of hanging up room[/strike]
• [strike]Download TurboLister to list items on Ebay[/strike]
• [strike]Put pictures on to PC to try and make sure Ebay items sell![/strike]
• [strike]List more Ebay stuff[/strike]
• [strike]Tidy kitchen[/strike]
• Tidy living room
• Go to Post Office (again) as it was shut yesterday and post three items sold on Amazon
• [strike]Check online banking [/strike]
• [strike]Make my PAD[/strike]

In addition to this, I have also:

• Cleaned out cupboard under the sink and inventoried it so I know what cleaning products I need to buy. I don't need washing up liquid - I found eight (!!) bottles hiding under old plastic bags.
• Cleaned out storecupboard so I can go and buy supplies later on. I really don't need much - just canned tomatoes and some non-stick scoury things.

Next plan is to get better half out of bed, go to Post Office and take down Christmas tree, then clean out more cupboards. Once I have a nice clean house I can sit down and find out who the new Doctor Who is :j:j:j

princess_loki

morning all :wave:

todays plans are:
- have really BIG breakfast in a minute
- walk into town to meet friend (and not buy a bacon sarnie!!)
- buy some sandpaper in town (still fixing some of lodgers NYE destruction of house)
- post blockbuster dvd's back
- pop into oriental cash and carry on way home
- dinner tonight will be from stores
- make kitchen shelves
- tidy kitchen afterwards
- get excited about greenhouse and shoes being delivered :j :j

extras if i get time:
- scrub bathroom
- treat myself to lodgers lager in fridge (some reason he doesn't want it now!!)
- locate passport for interview on monday

cassey1 - HAPPY BIRTHDAY for tomorrow :beer:

hope everyone has a good day!
Loki x