Flying gleefully into 2009 - One Fresians adventures in debt-busting

mooomin

pointypenguin wrote: »

It was the best I could do with the limited emoticons on MSE. Also I am not sure what a vibe looks like but I expect it would be colourful and travel quickly.

I give you the gift of SMILEYS!!

http://www.hystersisters.com/vb2/misc.php?do=getsmilies&wysiwyg=0&forumid=4#

Copy and paste pics from here.

And happy vibes look like this:

pointypenguin

flying_fresian wrote: »

And happy vibes look like this:

Nah that is fairy dust.

I just tried that site and I cannot get it to work. Do I copy and paste the picture or the words?

mooomin

It's that time again - Day Before Payday Maths Time

Right, I am going to be shameless and copy and paste this from the DFBC thread!

Starting debt = £6,993.88
Current loan balance = £6,466.99
Amount in Instant Access savings = £140.79
Amount in No Access savings = £500

So, by taking off the amount in savings I work out that I now owe £5,826.20.



Hope that makes sense!!

I have redone my SOA for this month due to lovely overtime going into my salary (Yay!) and I am going to have a surplus of £308.50 once all bills are paid for and groceries etc accounted for (This includes a potential increase of £50 in the grocery budget as I may be visiting Costco for stocking up!)

£308.50 is a good surplus as I have now budgeted for:

* Credit card bill (Faith No More tickets & minor overspend from June)
* New Look bill

I think I will end up spending a good chunk of this on cr*p if this month is anything to go by, but I hope not. My aim would be to spend £100 maximum on non-budget items and the rest to PAD. I'm not doing anything with Ebay this week, but maybe next week. That will help.

I'm going to make a large PAD tomorrow (Over £100) and that way I can't just fritter my money away...that's the plan anyway!

Hope this wasn't too dull a post...!

Lurker1972

flying_fresian wrote: »

Hope this wasn't too dull a post...!

Hi F_F, you couldn't do a dull post if you tried!
Glad you're feeling better, think those weird teary sessions are part n parcel of being female!!

MellyB_2

laura2481 wrote: »

That was pretty sad, but when Denny died in Greys Anatomy...

Oh my god yeah - that was horrific.....just the bit where Izzy is in her pink prom dress sobbing and Alex picks her up. Gut wrenching!!

And yes when Dr Greene dies in ER and there is that lovely version of 'Somewhere over the Rainbow' in the background as he passes away on the beach...

Bloody hell, I think I've just depressed myself!

Don't worry about being down sometimes, I've been in a right nark all weekend and I'm not even sure why?! Got in a right radge over the printer at work and even threatened to 'throw it out of the f*cking window' if it wasn't fixed!

Good god, apologies for the language!

x

laura2481

MellyB wrote: »

Oh my god yeah - that was horrific.....just the bit where Izzy is in her pink prom dress sobbing and Alex picks her up. Gut wrenching!!

Yep, that was the bit that got me too....

I don't like Izzy's odds on surviving this series of GA. I think her number's up...

kissjenn

I think it's going to be worse than just Izzy based on the teaser last week.

mooomin

Morning all!

Payday today (Yay!) so it's the one day of the month where I feel like I have some money :rotfl:

I'm waiting for my flatmate's rent to go into my account then I'm doing my PAD as I only have a little money in my "spends" account and want to PAD £106 today - this is the difference between my old mortgage payment and the new one (Since the drop in base rate) This PAD is going into my "Oh Sh*t, I'm Redundant Fund" which I can't access, so that account will be over £600.

Having paid off my credit card bill today, I'm going to have about £200 as my surplus, which doesn't feel like much....once I have finished clearing out the house (Before the much anticipated return of Mr Fresian) I am going to start photographing and listing on Ebay again.

I also need to get some money from my best friend for Fringe tickets, Skunk Anansie tickets and the hotel we booked for this.

Scottish folk - half price rail travel for journeys valid for the next 12 weeks if booked by 30th June. Saw this in the forums.

http://forums.moneysavingexpert.com/showthread.html?t=1770187

Usually it's certain journeys, but seems to work on the Edinburgh-Glasgow route etc. Hope this helps one of you!

Right, time to do a little tidying before work.

f_f

tomtombeanie

happy pay day, fresian! glad you sound more chipper this morning - sorry to read that you had a wobble while mr f was away and unable to console you

new doors being fitted today and tomorrow here at tomtom towers, so we are on the home stretch...will be back PADing soon, as will urgently need to get back on top of my money situation... :rolleyes:

MellyB_2

kissjenn wrote: »

I think it's going to be worse than just Izzy based on the teaser last week.

Ooooh yeah can't wait for the double episode finale next Thursday - I've read some stuff about what is in store and I think it's going to be a right blubfest!! I think I accidentally read some info about what is going to happen but I won't spoil it for anyone else!

I can guarantee I will just lose control and will be sobbing my little heart out....

Need to keep telling myself 'it's not real!!!!!'