2009 diary - time to make changes!

Shoe_Gal

• bank cheque and change euros - no
• holiday washing - done
• car tax - done
• sort contents insurance - need to follow up tomorrow
• statute barred letter - to post tomorrow
• clean and tidy apartment - done
• look at changing electricity supplier - done but best to stick
• sort November budget - done (it's tight!)
• exercise - done
• buy and deliver birthday card - bought but have to post
• sunbed and pamper stuff - sunbed done but no pampering yet
• emails and paperwork - started

Not too bad, I have got most stuff done, just a few things to finish off :rolleyes:

gwen80

Yay! :j Good going Shoe Gal! You've almost done everything. I'm drowning under a pile of receipts, yet another reason I shouldn't have spent so much :rolleyes: I really need to keep on top of them in future, lol.

Gwenx

Karen_30

Well done on getting lots done of your list - it always makes you feel better! Hope everything is ok?

K xx

makeup

Gosh, Shoegal, how frightening with your Dad, glad he is home now though.

Well done on your achievements, that is great progress, have you worked out a DFD yet or will you leave that for a while?!

Shoe_Gal

Karen_30 wrote: »

Well done on getting lots done of your list - it always makes you feel better! Hope everything is ok?

K xx

Am good thanks, feeling quite positive at the moment

makeup wrote: »

Gosh, Shoegal, how frightening with your Dad, glad he is home now though.

Well done on your achievements, that is great progress, have you worked out a DFD yet or will you leave that for a while?!

Dad seems fine today, thanks

DFD is probably about 5 years away, haven't really worked it out! Don't want to get hung up on it in case circumstances change :rolleyes:

Souk08

Well done on your fab achievements over the last 6 months! That must be a great feeling.

Diet wise I've been a bit crap over the weekend, crisps and booze last night and a McD's yesterday lunchtime. Not great!!! Will knuckle down to it tomorrow. Glad Dad is okay. X

Souk08

Big well done on your achievements over the last 6 months lady and glad Dad is okay.

Right I've been rubbish on the diet front too so need to crack on tomorrow! X

sarahb123_3

Shoe_Gal wrote: »

Overall I am pleased. For the first time in at least 15 years not only has my overall debt not increased, but I now have the systems in place for it to steadily decrease

Well done Shoe Gal, that's fab:j

Shoe_Gal

Souk08 wrote: »

Big well done on your achievements over the last 6 months lady and glad Dad is okay.

Right I've been rubbish on the diet front too so need to crack on tomorrow! X

sarahb123 wrote: »

Well done Shoe Gal, that's fab:j

Thank you :A

Karen_30

Shoe_Gal wrote: »

At Easter I set my self a six month challenge to get on top of my finances, so here is the end of October report

• reduced my total debt by £2816.57
• reduced my mobile contract by £10 per month
• cancelled my (unused) gym membership
• earned over £50 in Quidco money
• earned £10 voucher from ipoints

It hasn't always been easy, and I am sure there is more that I could cut back on but I have always said that I want to have a life too, whilst debt busting

Overall I am pleased. For the first time in at least 15 years not only has my overall debt not increased, but I now have the systems in place for it to steadily decrease

So sorry, missed this post! WELL DONE YOU :j
It's a fab achievement, imagne what the next six months will bring you.

By the way, i'm def up for joining in with the diet plans. Starting to get my 'bad' side of appitite back which is not good :mad: