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Radish72 MFW diary

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  • Hurrah on the viewing Radish! :)
    lets hope it yields good things (perhaps the date is a premonition eh? ;) )
    yay on xmas pressies - even if youre not allowed to have a nose yet!
  • katsu
    katsu Posts: 5,021 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Fingers crossed for the viewing (well, virtually crossed as I can't type with actual crossed fingers :o)
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    katsu wrote: »
    Fingers crossed for the viewing (well, virtually crossed as I can't type with actual crossed fingers :o)

    Then you must try harder Katsu:rotfl:

    He was a first time buyer and he made all the right noises, he loved the living room and was imaging his furniture in most of the other rooms

    He and BF had a good chat about not being able to throw things out, so BF showed him all the good storage/hiding places

    So we will have to wait and see, he had 4 more houses to go to that the EA had picked for him, BF's house was the one that he had picked himself
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Viewer loved the house, but wants to suss out the area some more, so that probably means "No Thanks"

    After today I only have 3 more days left at work and boy are these last few days dragging by

    BF is off out today on his works Christmas do, so no need to rush over to his tonight if I don't want to but haven't decided yet what to do. Do feel like going over there as I can use him heating instead of mine and laugh at him when he comes in drunk

    Still haven't wrote my Christmas cards :eek: but really not in the mood to do them, or finish off wrapping presents. Brought the cards into work to do but have decided to come on here instead :rotfl:

    Next week when December mortgage payment goes out I will then be under £20k :) so feel very happy about that. Have managed to O/P £6739 this year which is the most in one year, since I started to O/P way back in 2008

    Now just need to pick a target for next year, (under £10K would be amazing) so I can then torture myself with numbers for all of 2011
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • emmie26
    emmie26 Posts: 500 Forumite
    Tenth Anniversary Combo Breaker
    wow radish that is a lot of overpayments especially because you have decorated all through the house as well, you put us all to shame!

    Well done!:T:T:T:T:T

    Total Debt: [STRIKE]£24,359.79[/STRIKE] £16,452
    debt reduced by 32%
    Debt free date: May 2019
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Superb Radish, well done :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Brilliant overpayments. That would be great if you could reduce it so much in one year. I'd love to get mine from £30k-20 so you'd be in company.
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Congrats on getting under £20k!
    2019 fashion on a ration 0/66 coupons
  • katsu
    katsu Posts: 5,021 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    'grats on the great OP. I had to uncross my fingers to type this tho - forgive me? :D
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Dad has his heart check yeterday where they go through his groin into a vein and thread it all to way to his heart

    His arterys have all furred up, so this is why his heart is racing as not enough blood is being pumped around. The specialist popped in whilst dad was recovering and said his intial thought would be to fit a pace-maker. Guessing with Christmas being this week he won't get an appointment untill early next year and will have to go to Liverpool for the op (if he decides to go through with it)

    Other news from yesterday mortgage payment and O/P went out the bank so I'm now officailly under £20K (20 months to 40th that could be a new challenge)

    Finish work tomorrow and then off to BF's until next year, didn't get to see him this weekend as it snowed Friday night and the roads on Saturday looked so dangerous I decided he wasn't worth the risk :)

    Still haven't written Christmas cards so will save them till next year and either write a letter/ring them up in the New Year to explain what a lasy moo I have been and please forgive me. Anyway it turns out that most of my family have sent my Christmas cards to BF's house, evne though I only live there at weekends, suppose its one less thing to pack into my car
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
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