Debt Relief Orders (DRO) - Information & help thread

scarlet55

broken_spirit wrote: »

I'm gonna hav 2 think about it. Won't bore u all by going in2 every detail but I almost died after an anaesthetic 7yrs ago, some allergic reaction. If they could give me a local i'd hav them out 2moro, but I don't think that's possible. get my DRO out of the way 1st, don't want 2 leave my family all my debts, lol :rotfl::rotfl::rotfl:

i know we r going off the dro subject here but im sure ur doc wudnt put u at risk b.s...things have come along way in 7 years...xx:):):)

scarlet55

sarbaz2007 wrote: »

one last thing, im taking in my partners statements which is where the WTC and CTC have been going for the last few months but the direct debits for mobile and insurance etc. were coming out of my account which is the one with the overdraft that i need to include on my DRO.
Would i still need to provide statements from that account or could i give staments from another account which i was not using to show my name or is partners statement enough?

i dont think you will need to show statements for your direct debits but theywill want some proof of your overdraft if its to be included in your dro...:)

broken_spirit

scarlet55 wrote: »

i know we r going off the dro subject here but im sure ur doc wudnt put u at risk b.s...things have come along way in 7 years...xx:):):)

True.............I know u & I are turning this forum in2 a chatroom, we'll get our hands slapped

broken_spirit

sarbaz2007 wrote: »

one last thing, im taking in my partners statements which is where the WTC and CTC have been going for the last few months but the direct debits for mobile and insurance etc. were coming out of my account which is the one with the overdraft that i need to include on my DRO.
Would i still need to provide statements from that account or could i give staments from another account which i was not using to show my name or is partners statement enough?

I'd take everthing u think may be relevant, be prepared 4 every eventuality. It's better 2 take 2 much information than 2 little x:)

scarlet55

broken_spirit wrote: »

True.............I know u & I are turning this forum in2 a chatroom, we'll get our hands slapped

lol...i know..we will have martin coming on and giving us 100 lines....."i must not use this forum for idle chit chat"....lol:money::money::money::money:

sarbaz2007

scarlet55 wrote: »

i dont think you will need to show statements for your direct debits but theywill want some proof of your overdraft if its to be included in your dro...:)

So if i dont have statements and my account is still active how do i prove it? should i wait for my next statement or is there any other way?

scarlet55

sarbaz2007 wrote: »

one last thing, im taking in my partners statements which is where the WTC and CTC have been going for the last few months but the direct debits for mobile and insurance etc. were coming out of my account which is the one with the overdraft that i need to include on my DRO.
Would i still need to provide statements from that account or could i give staments from another account which i was not using to show my name or is partners statement enough?

it wud also be usefull if u can provide latest statements of all your other creditors with the balance owing...the more evidence you take in the quicker they will be able to do the dro, as its not knowing ur exact balances that can hold it up

scarlet55

sarbaz2007 wrote: »

So if i dont have statements and my account is still active how do i prove it? should i wait for my next statement or is there any other way?

can u not print one from there on-line banking page...thats what i did

broken_spirit

sarbaz2007 wrote: »

So if i dont have statements and my account is still active how do i prove it? should i wait for my next statement or is there any other way?

If u've got internet banking, could u print it off ?

broken_spirit

scarlet55 wrote: »

can u not print one from there on-line banking page...thats what i did

I'm an echo 2nite :rotfl::rotfl::rotfl: