Debt Relief Orders (DRO) - Information & help thread

Diddley_Squat

fatbelly wrote: »

There's a section on the online form for employer details. I asked (in the early days) if the DRO Unit routinely contacted the employer and was told 'only if there's an attachment of earnings order.'

Thanks fatbelly

Haven't heard of an earnings order and she hasn't mentioned anything about one so she should be okay. Will let her know tomorrow.

Many thanks again.

scarlet55

not heard anything about the mistake my adviser made on my dro form so dont know whats happening...hope it doesnt hold it up...i know she is out of the office untill monday so iv got to wait to get notification by post to see if its been approved..iv checked on the insolvency website but nothing there yet...i know its only been 24 hours but i have to say its been the longest day...hope something comes in the post 2morrow.:(:(:(

fatbelly

Diddley_Squat wrote: »

Thanks fatbelly

Haven't heard of an earnings order and she hasn't mentioned anything about one so she should be okay. Will let her know tomorrow.

Many thanks again.

You'd know if you had one. It's where a ccj gets paid direct from your wages

broken_spirit

scarlet55 wrote: »

not heard anything about the mistake my adviser made on my dro form so dont know whats happening...hope it doesnt hold it up...i know she is out of the office untill monday so iv got to wait to get notification by post to see if its been approved..iv checked on the insolvency website but nothing there yet...i know its only been 24 hours but i have to say its been the longest day...hope something comes in the post 2morrow.:(:(:(

Oh no! I was hoping you would have heard from her today. I hope she's managed to call IS today so that it could be rectified sooner rather than later. Keep us informed Scarlet. I sat up in2 the early hours filling in my form for NDL & when I've looked at it again this morning, I've calculated my final expenditure without my housekeeping! So had to phone & ask for new forms to be sent through & I need to start all over again! I'm using pencil next time :rotfl::rotfl::rotfl:

scarlet55

oh dear broken spirit, what r u like...get a blank peice of paper and do it on there first till you know you have it right...i should know, i printed off 3 SOAs from the CAB website b4 i got it right lol...:)....iv decided not to worry about the money my adviser 4got to put on my dro...as long as it gets approved, whats £300 next to £14000........nothing, id sooner pay that back than the rest of it..:shocked::shocked: xx

broken_spirit

scarlet55 wrote: »

oh dear broken spirit, what r u like...get a blank peice of paper and do it on there first till you know you have it right...i should know, i printed off 3 SOAs from the CAB website b4 i got it right lol...:)....iv decided not to worry about the money my adviser 4got to put on my dro...as long as it gets approved, whats £300 next to £14000........nothing, id sooner pay that back than the rest of it..:shocked::shocked: xx

That's a very positive way to look at it I suppose that way, if it does get corrected it's a bonus. I definately will take more care next time when it comes to filling any of the forms in......................or at least attempt to fill them in in daylight hours!! I didn't realise CAB had a SOA form on their website. I've used the one on the NDL site but the forms they send you don't include some of the expenditure boxes that are on the website, think that could be why I went wrong as I was copying my SOA from the one I'd saved on the website. I'll definately be putting it down on paper first this time xxx

scarlet55

have a look at the ones on CABs website it might give you a few ideas, you could even print one off, i dont suppose ndl will mind as long as its done right

scarlet55

one thing i meant to tell you....i dont know if ndl do the same but i should imagine they do.....when they work out your benefits they do it over 52 wks...for example.....i get £96 a wk which in my book comes to £384 a month...they do it like this...£96 x 52 =£4992 divided by 12 =£416 so do make sure it still comes under the £50 benchmark...iv no idea why they do this cuz it doesnt make you get any extra money each month....weird :question::question::question:

scarlet55

right well im off to bed with a mug of ovaltine...:)..how sad am i lol....:coffee:

scarlet55

:j:j:j just to update every-one, my dro has been approved...can't tell you how relieved i feel..:smileyhea:smileyhea:smileyhea:smileyhea can i just say thankyou to every-one for the advice and guidance you have given me..especially orville and all the experts on here....and thanks broken spirit for being a friend xxxx