Debt Relief Orders (DRO) - Information & help thread

Widelats

OK i am going to apply, should i go to the Citizens Advice office then to apply for these? Anyone know?

fermi

Widelats wrote: »

OK i am going to apply, should i go to the Citizens Advice office then to apply for these? Anyone know?

CAB are one of the organisations that can help you apply.

A full list is here: http://www.insolvency.gov.uk/bankruptcy/DRO/auth.htm

Widelats

fermi wrote: »

CAB are one of the organisations that can help you apply.

A full list is here: http://www.insolvency.gov.uk/bankruptcy/DRO/auth.htm

Cheers, will go tomorrow.

fermi

Widelats wrote: »

Cheers, will go tomorrow.

It would be best to phone them first.

You may well need to make an appointment to see a debt advisor, so it would be a shame to make a trip only to find that out.;)

Widelats

fermi wrote: »

It would be best to phone them first.

You may well need to make an appointment to see a debt advisor, so it would be a shame to make a trip only to find that out.;)

Thats a good idea, will do.

helpinghands_3

Can anyone let me know if rent arrears can be included in a DRO?

dalip

Just been talking....yes talking:rolleyes:to OH about this personal pension thing.

So DD ay ideas on this;)
He stopped paying into it, we reckon about 10yrs ago(may be longer) will that still count against him?. It was a opted out of serps one with century life. Don't even know what the balances ect are.

Thanks as always Dx

cazzie_s

Fee is £90 when applying? What if you dont have £90....?

Widelats

cazzie_s wrote: »

Fee is £90 when applying? What if you dont have £90....?

I think the guy who made this thread said you can pay in installments. Not sure how though.

Anyone going to the C.A.B. to get these DRO's filled in i suggest you go NOW!! I went this morning and got appointment earliest in June, they said debts are skyrocketing from the recession and its the earliest they could do. I got till then to save up £90 but it will be worth the money.

fermi

Info here: How much does it cost to get a DRO?

Answer The cost is currently £90.

If you cannot afford to pay in full immediately you can pay in instalments to suit your financial situation. If you do this you must pay the full £90 within 6 months of paying the first instalment. The fee must be paid in full before the official receiver will consider your application.

Your approved intermediary will tell you how to pay.