Jamiedodger's Happy Times 2009 Diary

dottyanne

Morning JD, your sounding very organised , I have started a PAD too, basically i have 13 debts in total, 4 are due to be paid off in 2010 anyhow but i want rid of a lot of the smaller ones too, so i calculated that if i save £3.60 per day, every day, in a PAD Pot that by then end of 2010 i will have paid off a further 5 debts, meaning that by the end of 2010 9 of my 13 debts will have gone, that would only leave debts to my dad, Crapquest for Egg Loan, RSB and Car Loan (this will be paid of contractually in 2012).....its a plan lol and im sticking to it

JAMIEDODGER

Excellent news dotty:D Always good to have a plan;)

dottyanne

Yep true, and i know things come along to knock you off track but if you have a plan you can always get back on track as soon as you can....

JAMIEDODGER

Morning:)

Done my PADing this morning! £1 to flooring pot, £10 to decking pot so £11 in total:)

Nipped into tesco last night, didnt really need much, spent £9.36:j

Will be going into town this morning, need to go to Iceland and get a few bits for kids meals, but will be keeping away from the other shops:D

Got my Tesco Clubcard Vouchers through the post yesterday.... £19:T I will convert these to Airmiles in the next couple of days, I should get 456 Airmiles bringing my Grand Total up to: 5565:D:D:T:beer:

The Airmiles are being saved towards our holiday to Disneyland Paris in April 2011 for DS3 10th birthday:)

I reckon I have another 5 clubcard quarters to save the rest of the airmiles I need:T

I think I will join the grocery challenge for september until the end of the year to keep me on track so I can save more money.

I have lots of plans for the house, and it is going to cost me a fair bit of money however, I dont really spend my money on anything else plus I rarely go out.

The kids are loving The Den, they have re-watched pretty much our entire DVD collection this week:eek: They love having their own space.

I cant believe they go back to school in two weeks!!!

JAMIEDODGER

Good Morning:)

Just done PAD. £1 to flooring and £10 to decking:)

Last day of playscheme today, ds3 is being collected by carer this afternoon so wont be home until 5pm.

Spent exactly £25 in Iceland yesterday and bought extra milk so I would get free delivery. As I planned I managed to stay away from any other shops:D

I sold another item on ebay so will be posting this today:)

pixieface_3

Hi Jamie
glad to hear the kids are loving their "den" you must post some pics of it. keep up the good work! you are an inspiration
pixie x

JAMIEDODGER

Hi pixie:wave:

Will post up pics of the den when its finished, I do want to buy them a new sofa but that will take time as I have so many things I want to save for! I may start saving just £1 a day in my PAD towards it from monday. I seem to have got back into the obsessed about savings mode:D I really look forward to transferring money into my ISA each day! I also want to start saving towards having the flooring done in the front room, this will be expensive:eek: The thing I like about PAD is that although you are only making small payments each day, it adds up so quickly!

I have another watcher on ebay, fingers crossed this one sells. I have sold two already so that money is sitting there building up for xmas:) Need to sell quite a few more things to have enough though! But I am not too worried as there is still plenty of time before xmas.

Off up my mums this afternoon for a family BBQ as it would have been my nans birthday and its a chance for us all to get together. Will be picking up some drink from the shop on the way:)

JAMIEDODGER

£15 PAD payment today:) Decided to up it a little this morning and add a bit extra to DD's flooring fund! Only £149 to find:T

Had a lovely time at my mums yesterday, saw loads of the family I hadnt seen for ages, was nice to get together.

Need to get all the boys things ready for their holiday with their dad tomorrow. Washing is pretty much up to date, but the ironing pile has grown again!

Hope everyone is having a good weekend!

hypno06

The various funds are coming along nicely! I don't do PAD, although I probably pay something most days, on average, but I think perhaps I should do so.....

JAMIEDODGER

hypno, I do find PAD keeps me focused, paying anything, even £1 per day makes a difference in the long run and its nice to see it growing everyday:)