Recession busting companies - let's give them all a big thumbs up!

irish_eyes_r_smiling

i love home bargins, wilkinsons, B&M's!!! :T

cheap git i know, get told often enough. just begrudge paying for example B&Q prices for DIY products, when wilkies do similiar if not same products cheaper.

i know people may think its false economy, but i have shopped at the big shops before as well- pc world, argos, currys and learnt that just cause i've paid more doesn't always mean better value!!!

Broken_hearted

Mewbie my limit was cut while the account was running fine

mewbie_2

Broken_hearted wrote: »

Mewbie my limit was cut while the account was running fine

Yeah sorry about that. I was not really replying to you, but typing some rubbish and making a remarkably poor rug 'joke'. Although I am up for respected poster of last year, it was not been based on the usefulness of my posts, which tend towards the fairly pointless.

You were a bit unlucky really - posted something sensible and got 'mewbied'.

If you try again I promise not to reply to it.

bubblesmoney

Broken_hearted wrote: »

WHAT ABOUT BANKS THAT SUDDENLY CUT YOUR LIMIT. You are going along happily within the agreed rules then suddenly they pull the rug from under you.

in any credit agreement i guess they will have clauses where they can withdraw the facility. it dependson what terms the credit was being offered at. if u see the terms and conditions that are sent out or available on ur banks website then u will see a clause that they can decrease ur credit limit AT THEIR discretion. guess most lenders have those clauses. even one of my banks cancelled one of my credit cards but they did send me a letter saying that if i didnt use the card by such and such a date they would cancel it and that i could get one more from them if i needed one later. i didnt use the card and they cancelled it. looks like they were minimising risks of fraud as i hadnt used the card in a year and i dont grudge them cancelling the card. i am sure i would get one more from them if i wanted one again as a few days later another provider who i use more often gave an increase in credit facility without any hassles. not that i need the facility just using that as a backup.

lenders are entitled to set the amount they will lend and also the terms they are prepared to lend under. any other way would not be a practical business model.

bubblesmoney

drbeat wrote: »

Your posts are DIFFICULT to read! Stop being so bloody lazy and chav-like and use the SHIFT key every once in a while! If you cannot respect the english language then why should anyone respect what you post?

Finally, your response on bank charges was very naive indeed! But as you cannot be bothered to write properly...in fact I can't be bothered replying to you anymore. You're on ignore!

i type on an 4 inch screen (archos 605). have not had time to get my laptop repaired and am not buying a new one till i am sure the old one cant be repaired. i cant press the shift key simultaneously on my archos. typing capitals takes a few button presses. not everyone is accessing the forum the traditional way.

u need to chill out dude. stop taking things so seriously, least of all things written by anonymous people like me on the net. have a happy new year in case u do take a peek at my reply.